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Laura Royse
Senior Mortgage Banker | NMLS# 764813
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Laura made the loan process very smooth all the way through closing. The website and phone app were very intuitive for transfering. The whole process was very easy.
Reply from Laura Royse
January 19th, 2026 04:32 PM
Thanks John! Congratulations on your new house!
Laura is the GOAT . our purchase was not very simple and didn't really go the smooothest and Laura remained agile to aid in us getting it done. thanks for the help
Reply from Laura Royse
January 16th, 2026 04:25 PM
Thanks, Dustin! So happy for you!!!
Laura has worked with us for years as the housing market was not kind to us. She remained so helpful and patient through countless offers. She made closing very smooth and painless !
Reply from Laura Royse
January 14th, 2026 02:46 PM
It was my pleasure helping you! Congratulations!
Laura is the best, she made our first time home buying process seamless. She was always prompt with responsors, knowledgeable in regards to all the questions we had and such a joy to work with! We are so excited to Move into our new home! Thanks...
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Reply from Laura Royse
January 14th, 2026 02:47 PM
Congrats to your sweet family, Ashlena!
Laura might just be the best in town
Reply from Owner
January 14th, 2026 02:47 PM
Awww, thanks Mannie :)
Laura was great! supper knowledgeable and very fast to respon. we felt that whole process felt as smooth as it did because of how informative and organized she was which helped us to be able to get back to her with whatever paperwork she needed...
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Reply from Laura Royse
January 12th, 2026 04:29 PM
Thank you, Mannie!!! That means the world to me and I'm so happy for you and your beautiful family!
Laura was on it! Never felt worried about having our ducks in a row and she made the buying process super seemless.
Reply from Laura Royse
January 12th, 2026 04:17 PM
Thank you, Connor! It was my pleasure helping you! Congrats on your new house!
Laura was amazing to work with! She made our refi feel simple and stress-free, kept us in the loop the whole time, and was always there when we had questions. We’re so happy we worked with her and would recommend her to anyone.
Reply from Laura Royse
January 9th, 2026 07:08 PM
I'm grateful for your kind words, Ashley. I'm glad to hear that the refinancing process felt simple and stress-free for you. Keeping you informed and being available to answer your questions is important to me. Thank you for recommending me;...
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Process was mostly online and very seamless and easy.
Reply from Laura Royse
January 9th, 2026 01:47 PM
I'm pleased you found the online process seamless and easy, Zachary. It was a pleasure working with you on your home loan. Thank you for sharing your experience with Flat Branch Home Loans.
I knew Laura as we had worked together at a previous financial institution so I was already familiar with her expertise and work ethic. We will be relocating back to the COMO area from out of state, so Laura was the first and only home lender...
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Reply from Laura Royse
December 29th, 2025 03:50 PM
Thank you, Richard! It was a pleasure helping you and WELCOME BACK to Columbia!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
VA
Conventional
Purchase Loans
Refinance Loans
Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerNov 1st, 2020 - Current
- Providence Bank - Vice President Market ManagerOct 1st, 2019 - Nov 1st, 2020
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Memberships
- Columbia Chamber of Commerce Ambassador
- Columbia Chamber of Commerce Women's Network
- Metro Rotary Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 764813
Achievements
- Masters of Business Administration
Hobbies
- Day Trips
- Holiday Decorating
- Dog Park, Bike Riding, Diamond Art
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149