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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

Flat Branch Home Loans
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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 239-1999
Columbia, MO
https://flatbranchhomeloans.com/lroyse
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
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    Tyler E
    COLUMBIA, MO
    Posted on February 10th, 2026 04:58 PM
    Everything went so smoothly and closing took no time at all. Laura had everything prepped and ready and explained everything perfectly!
    Reply from Laura Royse
    February 10th, 2026 05:17 PM
    Thanks Tyler! It was my pleasure helping you! Congratulations!
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    John S
    Posted on February 8th, 2026 03:26 PM
    Working with Laura on our recent home loan refinance was an outstanding experience from beginning to end. She truly delivered white-glove service throughout the entire process, staying closely involved every step of the way and ensuring nothing...
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    Reply from Owner
    February 10th, 2026 05:17 PM
    Thanks, John! Cheers to your lower rate!!!
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    John D S
    COLUMBIA, MO
    Posted on February 5th, 2026 04:03 AM
    Working with Laura on our recent home loan refinance was an outstanding experience from beginning to end. She truly delivered white-glove service throughout the entire process, staying closely involved every step of the way and ensuring nothing...
    read more
    Reply from Laura Royse
    February 5th, 2026 06:07 PM
    It was my pleasure helping you! Love it when I get to work with a friend :)
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    Seth T L
    COLUMBIA, MO
    Posted on February 3rd, 2026 04:17 PM
    Laura was excellent. Everything went extremely fast.
    Reply from Laura Royse
    February 3rd, 2026 04:20 PM
    Thanks Seth! It was such a pleasure helping you :)
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    James S
    COLUMBIA, MO
    Posted on February 3rd, 2026 01:32 PM
    Laura is the best. She has been keeping an eye on my mortgage and reached out as soon as refinancing looked to be a good option, and she made the process as smooth as possible. I happily recommended her to all my friends and colleagues looking...
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    Reply from Laura Royse
    February 3rd, 2026 04:20 PM
    Thanks Jim! Best part of the job is getting to work with people like you!
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    Rachel P
    Posted on January 31st, 2026 01:19 PM
    Laura was kind and helpful throughout the entire transaction. A great person, very trustworthy and communicative.
    Reply from Owner
    January 31st, 2026 03:07 PM
    Thank you for trusting me, Rachel! Congratulations on your new home!!
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    Rachel F
    COLUMBIA, MO
    Posted on January 31st, 2026 01:18 PM
    Laura was kind and helpful, and communicated throughout the process. A great person we knew we could trust!
    Reply from Laura Royse
    January 31st, 2026 03:18 PM
    Right back at you! Congratulations!!!
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    Robert F
    Posted on January 27th, 2026 03:11 PM
    Laura is amazing to work with, very attentive, and pays close attention to the details.
    Reply from Owner
    January 30th, 2026 05:10 PM
    Thank you, Rob! Congrats on your beautiful new house!
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    Robert F
    COLUMBIA, MO
    Posted on January 27th, 2026 02:54 PM
    Laura is prompt to reply, professional, and an all-around GEM!
    Reply from Laura Royse
    January 30th, 2026 05:10 PM
    Thanks, Rob! I truly appreciate your business, and it was an honor helping your family!
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    John B
    Posted on January 19th, 2026 04:28 PM
    Laura and the Flat Branch phone app and website made closing on the home very easy. Thanks Laura.
    Reply from Owner
    January 30th, 2026 05:11 PM
    Thanks, John! It was an honor helping you!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
      • View All
    Addresses and Serving Areas
    Primary Serving Area
    Jefferson City, MO 65101
    Other Serving Areas
    Columbia, MO 65203
    Ashland, MO

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Awards
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
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    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149