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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

Flat Branch Home Loans
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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 239-1999
Columbia, MO
https://flatbranchhomeloans.com/lroyse
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
0%
Reviews from Web
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    Marsha S
    Posted on June 4th, 2026 04:46 AM
    Laura’s professionalism is truly exceptional and matched only by her genuine care for her clients. From the very beginning, she guided us through every step of the buying and refinancing process with incredible patience, attention to detail,...
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    Reply from Laura Royse
    June 22nd, 2026 03:44 PM
    Wow, Marsha! Thank you so much for trusting me! I appreciate you so much!
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    Willie F S
    COLUMBIA, MO
    Posted on June 4th, 2026 04:45 AM
    Laura’s professionalism is truly exceptional and matched only by her genuine care for her clients. From the very beginning, she guided us through every step of the buying and refinancing process with incredible patience, attention to detail,...
    read more
    Reply from Laura Royse
    June 14th, 2026 04:46 AM
    Thank you so much for your thoughtful review, Willie. I'm pleased to hear that my dedication and attention to detail made your buying and refinancing process seamless and enjoyable. Ensuring you felt informed and confident at every step is...
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    James P
    COLUMBIA, MO
    Posted on June 3rd, 2026 07:51 PM
    Laura is professional and thorough… She guides her clients every step of the way provides information when asked for… And in general a complete pleasure to work with
    Reply from Laura Royse
    June 3rd, 2026 07:57 PM
    Thanks, Jimi! I’m so happy for you!!!!
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    Cedrah P
    COLUMBIA, MO
    Posted on June 3rd, 2026 06:01 PM
    Laura made the whole experience seamless. She's completely professional and knowledgeable and a wonderful person to work with.
    Reply from Laura Royse
    June 3rd, 2026 06:45 PM
    Thanks, Cedrah! I'm so happy for you! Thank you for trusting me :)
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    David H
    ASHLAND, MO
    Posted on June 2nd, 2026 03:59 PM
    Laura was there to answer every question with no wait time.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    It was a pleasure helping you, David!
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    Tim T
    ASHLAND, MO
    Posted on June 2nd, 2026 03:44 PM
    Very professional, while making my clients transaction go smoothly.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    Thanks, Tim! Loved working with you!
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    Chris B
    Mexico, MO
    Posted on May 23rd, 2026 07:08 PM
    Laura did a fantastic job from start to finish. I appreciate her due diligence and hard work.
    Reply from Laura Royse
    June 2nd, 2026 04:19 PM
    Thank you, Chris! Let's do it again soon!
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    Kyle P
    Mexico, MO
    Posted on May 21st, 2026 08:32 PM
    The whole process from pre approval through the loan process was made simple through the ap. Everytime Laura needed anything I would receive email and text. Which that makes it nice for someone that doesn't check their email very much. Any...
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    Reply from Laura Royse
    May 22nd, 2026 07:31 PM
    Thank you, Kyle! So happy for you!
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    Jill H
    Posted on May 21st, 2026 04:36 PM
    We had a great experience with Flat Branch in Columbia!
    Reply from Owner
    May 22nd, 2026 07:31 PM
    Thank you, Jill! Welcome HOME :)
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    Jill H
    Columbia, MO
    Posted on May 21st, 2026 04:35 PM
    Laura was very communicative, clear, and pleasant while answering the many questions we had during this process!
    Reply from Laura Royse
    May 21st, 2026 05:12 PM
    Thank you, Jill! Welcome to Columbia!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
      • View All
    Addresses and Serving Areas
    Primary Serving Area
    Jefferson City, MO 65101
    Other Serving Areas
    Columbia, MO 65203
    Ashland, MO

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Awards
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
      • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149