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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

Flat Branch Home Loans
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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 239-1999
Columbia, MO
https://flatbranchhomeloans.com/lroyse
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Encompass
    A
    Alex N
    ASHLAND, MO
    Posted on July 12th, 2026 01:38 PM
    Laura was very communicative and always available to answer questions.
    Reply from Laura Royse
    July 12th, 2026 02:41 PM
    Thanks, Alex! Congratulations!!!
  • Encompass
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    Leah B
    Columbia, MO
    Posted on July 9th, 2026 02:41 PM
    I just lo e Laura she really helped us out alot
    Reply from Laura Royse
    July 9th, 2026 03:18 PM
    Thanks, Leah! Congrats on your new home!
  • Encompass
    A
    Anne M
    COLUMBIA, MO
    Posted on July 8th, 2026 04:10 PM
    didn't have even 1 item come up at the last minute, as had been my experience while obtaining home loans in the past. Laura was always quick to answer any question or return any call I made to her
    Reply from Laura Royse
    July 8th, 2026 04:33 PM
    Thanks, Anne! Congratulations!!
  • Encompass
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    Casey D S
    COLUMBIA, MO
    Posted on July 7th, 2026 01:28 PM
    Thanks! It was
    Reply from Laura Royse
    July 8th, 2026 04:34 PM
    Thank you!!! Congratulations!!!
  • Encompass
    J
    Jennifer L S
    COLUMBIA, MO
    Posted on July 3rd, 2026 03:22 PM
    We had the easiest, most pain-free experience with Laura. She explained everything, responded to every email, every question, every concern. She was wonderful to work with and will recommend to everyone!
    Reply from Laura Royse
    July 4th, 2026 12:31 AM
    Thank you, Jennifer! It was so great working with you :)
  • Encompass
    A
    Ashley M
    CALIFORNIA, MO
    Posted on June 30th, 2026 03:16 PM
    Laura is so knowledgable and has the best personality! She not only helped us through the initial process of purchasing our home but also helped us refinance. We'll always recommend Laura!
    Reply from Laura Royse
    June 30th, 2026 04:42 PM
    Thanks, Ashley! It was so great helping you again!
  • Encompass
    D
    Debora R B
    COLUMBIA, MO
    Posted on June 30th, 2026 01:33 AM
    She had several scenarios in place.
    Reply from Laura Royse
    June 30th, 2026 04:42 PM
    Thanks, Debora! Welcome to Columbia!!!
  • Encompass
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    Lawrence A B
    COLUMBIA, MO
    Posted on June 24th, 2026 07:33 PM
    The website and reminder emails made it easy to know what I needed to provide and when, and document uploads were easy. Laura answered questions promptly and clearly.
    Reply from Laura Royse
    June 30th, 2026 04:42 PM
    Thanks, Larry! So happy to welcome you here to Columbia!
  • Encompass
    Y
    Yixiang G
    COLUMBIA, MO
    Posted on June 22nd, 2026 03:18 PM
    Laura was quick to respond to the questions we had and stayed on top of all the paper works that were required during the process. She also kept us informed about the options we had in order for us to select the best one.
    Reply from Laura Royse
    June 22nd, 2026 03:43 PM
    It was a pleasure working with you! Congratulations!!!
  • Encompass
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    Judith A M
    LA MONTE, MO
    Posted on June 14th, 2026 12:28 AM
    Laura Royse was excellent to work with. She went above and beyond to make sure that everything went well. I appreciate being able to acquire this property for my family so smoothly. Thank you!
    Reply from Laura Royse
    June 22nd, 2026 03:43 PM
    So happy for you, Judy!!!
    • 11–20 of 275
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
      • View All
    Addresses and Serving Areas
    Primary Serving Area
    Jefferson City, MO 65101
    Other Serving Areas
    Columbia, MO 65203
    Ashland, MO

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Awards
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
      • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149