Kyle Cullen
Senior Mortgage Banker | NMLS# 742328
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Reviews from Web
Kyle.is easy to work with. Very knowledgeable able. I have used him multiple times now and will continue to do so. And will continue to recommend him.
Reply from Kyle Cullen
February 23rd, 2026 02:44 PM
I appreciate your continued trust and recommendation, Luke. I'm glad to hear that you find me knowledgeable and easy to work with. It's always a pleasure helping you, and I'm here whenever you need assistance again. Feel free to reach out if...
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Great communication, flexible, and kind! Very great to work with!
Reply from Kyle Cullen
February 19th, 2026 06:16 PM
It's great to hear you found my communication style effective and appreciated the flexibility, Gracie. I'm glad the experience was positive for you. If there's anything else you need or if any questions come up in the future, please don't hesitate...
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Quick, smooth process!
Reply from Kyle Cullen
February 18th, 2026 03:57 PM
I'm glad to hear that the process was quick and smooth for you, Megan. If you have any further questions or need assistance in the future, feel free to reach out.
Kyle was on it from the moment I emailed him to the point of closing, there was never a moment that I felt like this was not going to get done. Not only is he so amazing as a person but he is so professional and just so kind every time he would...
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Reply from Kyle Cullen
February 16th, 2026 04:29 PM
I appreciate your kind review, Kirandeep. It’s wonderful to hear that you felt confident throughout the process and that my approach was helpful and professional. I'm also glad you had a positive experience working with Bobbi. If you have any...
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Kyle was VERY attentive and diligent in getting our cash refinance done . 10/10 recommend working with him and his team.
Reply from Kyle Cullen
February 16th, 2026 07:28 PM
I'm pleased to know that you found my approach attentive and diligent, Amarpreet. It’s important to me that your cash refinance process went smoothly. If there's anything else I can do for you in the future, just let me know.
Kyle and his team made this process easy for us to complete and we closed within a month!
Reply from Kyle Cullen
February 13th, 2026 08:12 PM
I'm glad to know that the process was smooth and quick for you, Kara. Closing within a month is always a great outcome. If you have any more questions or need further assistance in the future, don't hesitate to reach out.
Kyle is always very informative and helpful! He made the process quick and easy.
Reply from Kyle Cullen
February 12th, 2026 07:43 PM
I'm grateful for your kind words, Lauren. Making the process quick and easy while keeping you informed is something I always aim for. If there’s anything else you need or any questions come up, don’t hesitate to reach out.
They made the process super easy and understable. Would highly recommend them to someone I know who is looking for a home loan, and I will definitely give them your number.
Reply from Kyle Cullen
February 12th, 2026 05:09 PM
I'm pleased to hear that the process was easy and understandable for you, Brandon. Knowing that you'd recommend me means a lot, and I'm always here to assist anyone you refer. If there's anything else you need or further questions arise, feel...
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Kyle made the refi process easy. He's wonderful with his clients and communication.
Reply from Kyle Cullen
February 9th, 2026 03:56 PM
It's great to hear that you found the refinance process easy, Laura. My goal is to ensure clear communication and a smooth experience for my clients. If you have any other questions or need further assistance, feel free to reach out.
We had a great experience because Kyle puts up with me.
Reply from Kyle Cullen
February 9th, 2026 07:35 PM
It's good to hear that you had a great experience, Geoff. Navigating this process can sometimes be challenging, and I'm pleased I could make it easier for you. If there's anything else I can assist with, feel free to reach out.
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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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- NMLS# 742328
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Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149