Kyle Cullen
Senior Mortgage Banker | NMLS# 742328
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Reviews from Web
I have used Kyle for both of my home purchases and hes been amazing. He does everything to make your buying a smooth process.
Reply from Kyle Cullen
March 23rd, 2026 03:16 PM
Thank you for choosing to work with me again, Gretchen. I'm pleased to hear that both of your home purchase experiences went smoothly. If there's anything else I can do for you in the future, please feel free to reach out.
Extremely kind and helpful!!
Reply from Kyle Cullen
March 16th, 2026 04:26 PM
I appreciate you highlighting the kindness and helpfulness you experienced, Kyle. It's important to me to make the process as supportive as possible. If there's anything else I can assist you with, please reach out.
Kyle made our experience as first time home buyers as easy as possible!!!
Reply from Kyle Cullen
March 9th, 2026 03:30 PM
I'm glad to hear that your first home-buying experience went smoothly, Julia. Making the process as easy as possible is always my goal, especially for first-time buyers. If you have any further questions or need assistance down the line, feel...
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You're awesome!!
Reply from Kyle Cullen
March 30th, 2026 03:05 PM
I appreciate the kind words, Janice. It's rewarding to know that you're happy with the service. If you ever need assistance in the future, I'm here to help.
Easy to work with
Reply from Kyle Cullen
March 2nd, 2026 09:15 PM
Thanks for sharing your experience, Thomas. I strive to make each interaction as seamless as possible and I'm pleased to know that it was easy working together. If you ever need further assistance, I'm here to help.
Kyle was great to work with. He would proactively reach out to me to check in with me and my wife to share how the market was trending and provide us advice through the refinancing period. I never felt pressured to make a decision without having...
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Reply from Kyle Cullen
February 23rd, 2026 02:07 PM
I'm pleased to know that the experience of working together was satisfying for you, Zachary. Keeping you informed and comfortable throughout the refinancing process is important to me, and I’m glad you felt supported without any pressure. I...
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Great experience with Flat Branch Kyle was always ready to help and answer any questions regarding the loan process very honest guy I would recommend him to my friends and family
Reply from Kyle Cullen
February 23rd, 2026 01:52 PM
I'm happy to hear you had a great experience, Ajshe. Being ready to help and answer your questions is something I strive for, and it's reassuring to know that came through. Your recommendation to friends and family means a lot. If any other...
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Working with Kyle is the experience you would wish you have when doing a mortgahe. Kyle is knwodgable, prompt, courteous and friendly!
Reply from Kyle Cullen
February 23rd, 2026 08:11 PM
It's wonderful to hear that you had the kind of experience you hoped for, Kevin. Being knowledgeable, prompt, and courteous are priorities for me, and I'm glad that was reflected in our interaction. If there's anything else you need or have...
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Kyle is very professional and organized. He and his team had everything needed to make it a quick and easy process.
Reply from Kyle Cullen
February 23rd, 2026 09:32 PM
It's reassuring to hear that you found the process both professional and organized, Holly. I aim to ensure everything is in place for a smooth experience, and I'm grateful my team and I could deliver that for you. If there's anything more I...
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Kyle always responds on time if anyone looking to buy or refinance I would recommend them to talk to Kyle
Reply from Kyle Cullen
February 23rd, 2026 03:07 PM
It's great to hear that you found my responsiveness helpful, Tefik. I always aim to be promptly available for any questions or needs you have. Your recommendation means a lot, and I'm here if you or anyone else you know is considering buying...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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Licenses
- NMLS# 742328
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Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149