Kyle Cullen
Senior Mortgage Banker | NMLS# 742328
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Reviews from Web
Kyle at Flat Branch made everything so easy! It was a great relief to have assurance that he was on my side. He made sure I got the best rate and loan for my situation, while being upfront and clear with every move we made.
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Reply from Kyle Cullen
February 9th, 2026 06:02 PM
I'm glad to know that I could make things easier for you, Heather. Ensuring you felt confident about the process and securing the best rate for your situation is truly important to me. If you have any more questions or need assistance in the...
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Kyle is always easy going, kind and ready to help.
Reply from Kyle Cullen
February 3rd, 2026 03:10 PM
I appreciate your feedback, Andrew. I'm glad to hear that my approach made a positive impact on your experience. Being kind and ready to help is important to me, and I'm here if you ever need assistance in the future.
Kyle was always available to talk an answer wuestions and I feel like he did everything he could to mkae it as painless as possible for me.
Reply from Kyle Cullen
February 2nd, 2026 07:28 PM
I'm pleased to hear that you felt well-supported throughout the process, Dominic. Being available and addressing your questions is something I prioritize to make the experience as smooth as possible. If there's anything else I can do for you...
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Kyle made the process quick and easy. Responded timely to any questions. This is the 3rd mortgage we have closed with him and each time has been great. Our prior closing before working with Kyle was horrible so its nice to have someone you...
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Reply from Kyle Cullen
January 27th, 2026 05:06 PM
It's rewarding to know that each of your experiences with me has been positive, Brandon. Making the process quick and easy is a priority, and I'm glad I could be someone you trust for your mortgage needs. If you have any questions in the future...
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Kyle is always a pleasure to work with. Easy to communicate with, he makes the whole process a breeze.
Reply from Kyle Cullen
January 26th, 2026 04:33 PM
It's great to hear you found the process so smooth, Mollie. Being easy to communicate with is something I prioritize to ensure everything goes seamlessly. If you have any more questions or need further assistance, feel free to reach out.
While I don't think my situation was unique, it certainly presented some interesting challenges. I was in the midst of a few significant life transitions, feeling constantly uneasy. Kyle did great being patient with me, helping me navigate...
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Reply from Kyle Cullen
January 26th, 2026 03:39 PM
I'm glad to hear that I could assist you through the challenging transitions, Marshal. Navigating through significant changes can be daunting, and I'm pleased to have provided the support you needed. Your patience and trust during those hurry-up-and-wait...
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Kyle made the whole process super simple and was always extremely quick to realone! He made a very quick closing possible!
Reply from Kyle Cullen
January 12th, 2026 05:38 PM
I'm glad to hear that the process was straightforward for you, Kathryn. Being prompt and ensuring a quick closing is something I always strive for. If you have any more questions or need anything else in the future, don't hesitate to reach...
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was very hands-on. He was excellent in all assets of helping me finance our house. His personality really comes through when he's dealing with people excellent customer service skills, great personality and best of all a good guy.
Reply from Kyle Cullen
January 2nd, 2026 04:18 PM
I'm grateful for your kind words, Jon. I strive to provide thorough and personable service in every aspect of the financing process. It's important to me that clients feel comfortable and well-supported throughout. If you ever have any more...
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Kyle is always great, the best attitude and understands my chaos
Reply from Kyle Cullen
December 29th, 2025 02:21 PM
It's great to know that my approach and understanding have been helpful for you, Mary. Having a positive attitude while navigating through any complexity is important to me, and I'm glad you felt supported. Should you need any further assistance...
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Kyle was great! He was always prepared and answered any and all questions I had. He never missed any deadlines and made sure I understood all the intricacies of the mortgage and buying a property. Highly recommend Kyle and extremely appreciative...
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Reply from Kyle Cullen
December 15th, 2025 07:54 PM
It's wonderful to hear that you found the process smooth and informative, Kevin. Ensuring clear communication and meeting deadlines are priorities I aim for with every client. I'm pleased to know that you felt well-supported throughout. If...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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Licenses
- NMLS# 742328
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Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149