Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
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Kristy provided great advice and was very prompt. From her communication to completing our refinance process, she was quick and thorough from start to finish! Highly recommend.
Reply from Kristy Grams
October 30th, 2024 05:21 PM
Hi Anna, Thank you so much for the wonderful feedback! I'm thrilled to hear that you had a positive experience with the refinancing process. Your satisfaction is my top priority and it's always nice to hear that it was a success. I was glad...
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I would like to say thank you for everything it was amazing experience working with Kristy she answered all my questions and phone calls she was great thanks you again for all the help and support
Reply from Kristy Grams
October 30th, 2024 12:28 AM
Michael, your kind words and fantastic rating mean a lot to me. I'm thrilled to hear that you had an amazing experience working with me. It was a pleasure to assist you and answer all your questions. Always here to support you at Presidential...
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Kristy makes the whole process quick and easy! She’s always available to answer questions and always in a great mood!
Reply from Kristy Grams
October 17th, 2024 03:15 PM
I'm truly overjoyed to hear that you found the process quick and easy, Kirsten! Being available and responsive to your questions is a top priority for me. I'm glad to know that my efforts positively impacted your experience. Thank you so much...
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Kristy was so great and made me and my wife feel so at ease. She was very informative and helped us close fast and efficient. I would recommend her to anyone looking for a great experience on buying a home. Thanks again Kristy
Reply from Kristy Grams
October 17th, 2024 03:16 PM
I'm extremely grateful for your kind words and the fantastic rating, Brandon! It was a pleasure to assist you and your wife throughout the process. I'm thrilled to hear that you felt at ease and found the process to be fast and efficient. Your...
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Kristy made the whole process incredibly easy.
Reply from Kristy Grams
October 17th, 2024 03:15 PM
I'm thrilled to hear that you found our process to be easy, Dominic! Your positive feedback means a lot to me. At Presidential Bank Mortgage, we strive to provide the best service and make everything as seamless as possible for our customers....
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Great communication between the realtor and Kristy made the process much smoother
Reply from Kristy Grams
October 17th, 2024 03:14 PM
I'm so glad to hear that you had a smooth experience, Rudolph! Open and clear communication is always a priority of mine, and it's wonderful to hear it made a positive impact on your process. Thank you for the stellar rating and for choosing...
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Very pleasant to deal with
Reply from Kristy Grams
October 11th, 2024 04:15 PM
I'm thrilled to hear that you had a positive experience with us at Presidential Bank Mortgage, Edward! Your satisfaction is my top priority, so it's wonderful to know that you found our interactions pleasant. Thank you for taking the time to...
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You are very good
Reply from Kristy Grams
October 8th, 2024 01:56 PM
I appreciate your kind words and the rating, Khai. I'm glad to hear that you had a positive experience with me at Presidential Bank Mortgage. Your satisfaction is my top priority, and I always strive to provide the best service. If you have...
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Kristy is great! She’s super quick and responsive! I’ve done multiple closings with her that have went very smooth! She can also turn around closings fairly quickly. Thanks Kristy for all of your help!
Reply from Kristy Grams
October 1st, 2024 01:15 PM
Hi Gabby, thank you so much for your wonderful feedback! It's delightful to hear that you've had smooth and efficient closings with me. It's always been a pleasure working with you. Your satisfaction is my priority, and I'm thrilled to know...
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Kristy was very helpful and responsive.
Reply from Kristy Grams
September 29th, 2024 02:20 PM
Thank you, Joshua, for your fantastic review and the perfect rating. I'm delighted to know that you found my assistance helpful and responsive. At Presidential Bank Mortgage, I aim to provide stellar service to each of my clients. Your feedback...
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About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
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Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
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Hobbies
- Traveling
- Reading
- Camping
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.