Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very friendly and helpful, Kristy felt like a true friend with helping me on my first home purchase.
Reply from Kristy Grams
February 18th, 2025 02:12 PM
Caleb, thank you so much for your kind words! It was an absolute pleasure working with you and being part of your first home purchase journey. I’m thrilled to hear that you felt supported throughout the process—it truly means a lot to me. If...
read more
Kristy Grams is always available and takes such good care of my clients. You can reach her after 5 and she will go through anything you don't understand to make sure that it is a smooth transaction. Kristy is the BEST!
Reply from Kristy Grams
February 18th, 2025 02:12 PM
Lisa, thank you so much for your kind words! I'm thrilled to hear that you and your clients had a smooth experience. It's important to me to be available and ensure everything is clear and straightforward. I really appreciate your trust and...
read more
Kristy keeps you up on everything going on and make sure you understand. Very polite and knowledgeable.
Reply from Kristy Grams
February 14th, 2025 05:44 PM
Thank you so much for your kind words, Michele! It was a pleasure working with you and ensuring you felt informed and comfortable throughout the process. I'm thrilled to hear that you appreciated the communication and support. If you ever have...
read more
KRISTY'S EXCELLENT SERVICE AND COMMUNICATION SKILLS
Reply from Kristy Grams
February 14th, 2025 01:59 PM
Bryan, I'm thrilled to hear that you found my service and communication skills to be excellent. It was a pleasure working with you, and I'm glad I could assist you through the process. If you have any more questions or need further assistance...
read more
Thank you for your help.
Kristy is Phenomena!! She is so caring, knowledgeable, and informative everything step of home purchasing and Refinancing!! i I had so many reservations as I waited for the perfect time and drop of the interest rates. Everytime I reached out...
read more
Reply from Kristy Grams
January 15th, 2025 03:59 PM
Hi Leornia! Wow, thank you so much for the fantastic review and the perfect score! It's always a joy to hear from clients who were satisfied with the service they received. It was truly a pleasure to assist you with your home purchasing and...
read more
Communicated effectively when we had questions and concerns. Assured us that we were at the best possible rates at this time as this is our first home . Worked swiftly and promptly to get our numbers together.
Reply from Kristy Grams
December 30th, 2024 05:14 PM
Thank you so much for the glowing review, Jaclyn! I'm thrilled to hear that you felt assured and taken care of during our communication. It's important to me that all your concerns are addressed promptly and efficiently, especially when it...
read more
Kristy is awesome I have and always will recommend her to anyone particularly those who are in difficult situations She is kind sensitive and not judgmental she is s tru asset to your company
Reply from Kristy Grams
December 19th, 2024 06:22 PM
Dear Cynthia, Thank you for your glowing review! I'm thrilled to hear that you had such a positive experience with me and Presidential Bank Mortgage. I always strive to provide the best service to my clients, especially in challenging situations....
read more
helped me through the process
Reply from Kristy Grams
December 17th, 2024 02:58 PM
I'm thrilled to hear that you found our process helpful, Donte! Your positive feedback means a lot to me. It's always inspiring to know that my efforts are making a difference for customers like you at Presidential Bank Mortgage. I'm here if...
read more
Kristy was willing to talk to me at any time in the evening (past normal work hours) Took the time to explain things that any average Joe could understand. 10/10 service!
Reply from Kristy Grams
November 26th, 2024 05:11 PM
Hey Colin, thank you so much for taking the time to leave this excellent review. I'm thrilled to know that you found my service helpful and easy to understand. I always strive to provide the best service to my clients, even during off-hours....
read more
211–220 of 444
About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
View All
Hobbies
- Traveling
- Reading
- Camping
View All
Disclaimer
Company NMLS 421593. All loans subject to credit approval.