Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristy did a very good job keeping in touch an explaining every step of the way !!
Reply from Kristy Grams
February 8th, 2026 03:31 PM
I'm grateful for your feedback, Jack. It's reassuring to hear that staying in touch and providing clear explanations were valuable to you. If there's anything further you need or questions you have, I'm here to help.
Kristy was wonderfu! She responds to questions immediately and assists with the process the whole way thru. Her whole team was grest with follow up and providing information to us. I highly recommend Presidential!!
read more
Reply from Kristy Grams
February 8th, 2026 03:25 PM
Thank you for sharing your experience, Jean. I'm pleased to hear that my responsiveness and guidance throughout the process were helpful to you. It’s great to know the team’s follow-up and information met your expectations. I truly appreciate...
read more
Kristy really help make out dream home come to life. She went above and beyond with helping us get our home. Would highly recommend to people.
Reply from Kristy Grams
February 4th, 2026 11:15 PM
I'm grateful for your kind words, Robert. It's incredibly rewarding to know that I could play a part in bringing your dream home to life. Going above and beyond for my clients is something I strive for, and I'm pleased to hear you felt supported...
read more
C answers every time I called her.
Reply from Kristy Grams
February 4th, 2026 11:16 PM
It's great to know that I was able to be there whenever you needed assistance, Apurva. If you have any more questions in the future or need further help, feel free to reach out.
Very friendly & excellent working with time
Very helpful & will recommend to friends and family
Reply from Kristy Grams
January 30th, 2026 06:31 PM
I'm glad to hear that you found my assistance friendly and helpful, Parul. It's wonderful to know you'd recommend me to your friends and family. If there’s anything more I can do for you or if any questions arise, please don't hesitate to reach...
read more
We received exceptional service from Kristy Grams during our mortgage process, marked by impressive professionalism and meticulous attention to detail. Kristy's commitment to finding the best terms was clear. She kept us informed and comfortable...
read more
Reply from Owner
January 30th, 2026 12:00 AM
Thank you so much for the 5-star review! We are thrilled to hear you had a seamless experience. It was a pleasure helping you secure your home loan, and I wish you the best in your new home!"
Kristy Grams at Presidential Mortgage stands out for her remarkable dedication to client satisfaction, meticulously guiding individuals through each phase of the lending process. Her impressive knowledge base and clear communication style render...
read more
Reply from Owner
January 30th, 2026 06:32 PM
Juan, your feedback is genuinely appreciated. It's great to know that my dedication and communication style helped make the lending process smoother for you. Ensuring a stress-free experience is important to me, and I'm glad I could assist...
read more
Thank you Kristy for making everything smooth and easy for my family and I.
Reply from Kristy Grams
January 30th, 2026 06:32 PM
I'm thankful for your kind words, Juan. It's great to know that the process was smooth and easy for you and your family. If there's anything else you need as you move forward, please feel free to reach out.
Kristy was always on top of it even In times i wasn't she always made sure I was making it to the finish line
Reply from Kristy Grams
January 30th, 2026 06:34 PM
Your feedback is much appreciated, Dylan. I'm pleased to know that I could help keep things on track and support you along the way. Ensuring you have a smooth experience is important to me, and I'm glad I could assist in reaching the finish...
read more
Kristy Grams has received a review with 5 star rating from Sc V
Reply from Owner
January 30th, 2026 06:35 PM
I'm grateful for your star rating, Sc. If there's ever anything more you need or want to discuss, please feel free to reach out.
101–110 of 444
About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
View All
Hobbies
- Traveling
- Reading
- Camping
View All
Disclaimer
Company NMLS 421593. All loans subject to credit approval.