Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Your complete and professional communication and ready accessibility.
You were very easy to work with----
The communication between us was great. And everything make it easier to the loan
Kristine and the entire team went above and beyond throughout the entire experience! I would use them again in a heartbeat
Reply from Owner
January 9th, 2026 10:34 AM
Thank you so much really appreciate it
Kristine went above and beyond throughout the entire process!
Wonderful communication and excellent service
Kristine’s communication is top notch. Incredibly responsive, and helpful
Kristine went above and beyond to make our loan process on a new build easy in a time of economic uncertainty, which was greatly appreciated. She responds quickly and the Towne customer portal is quick and easy to use! Would definitely recommend...
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Communication was always lighting quick and we felt like Kristine did everything she could to get us the best available rate in a time of economic uncertainty. Would definitely recommend her services to anyone.
Kristine and her team were extremely knowledgeable and kept us informed every step of the way. Quick responses were greatly appreciated. I would recommend Kristine 100%!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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