

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Kristine was amazing throughout this entire process. I'm so grateful and happy that she was our person! 10/10!
Reply from Kristine Branon
June 9th, 2026 03:21 PM
Seth, thank you for your kind words. I'm happy to hear that you had a positive experience with me during the process. Your satisfaction is truly important to me.
Kristine and team were very accesssible and easy to communicate with
Reply from Kristine Branon
June 8th, 2026 03:52 PM
Hayden, I appreciate your feedback and am glad to hear that you found my team and me accessible and easy to communicate with. It's important to us that our clients feel supported throughout the process.
Kristine was very detailed on what was needed for the loan gave it to us straight and didn't sugar coat anything
Reply from Kristine Branon
June 8th, 2026 03:31 PM
Miguel, I appreciate your feedback and am glad that my straightforward approach was helpful for you during the loan process. It's important to me that my clients feel informed and clear about each step.
Kristine was nothing short of a miracle in the chaotic processing of purchasing a house. She was extremely professional but personable, and helpful. Going above and beyond to make sure everyrhing was clear, making it known she was there if...
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Reply from Kristine Branon
June 5th, 2026 01:04 PM
McKenzie, I appreciate your kind words and am glad to hear that I could support you through the house purchasing process. It’s wonderful to know that my efforts to clarify and assist made a positive impact. Thank you for sharing your experience...
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Kristine communicates well and is quick to respond to any need. she is a joy to work with and I will use her and Flat Branch again in the near future
Reply from Kristine Branon
June 22nd, 2026 05:31 PM
Jill, I appreciate your kind words about my communication and responsiveness. It's wonderful to know you enjoyed working with me and plan to use Flat Branch again. If there's anything you need in the meantime, please don't hesitate to reach...
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Un excelente trato personal y profesionalismo
Reply from Kristine Branon
June 1st, 2026 01:07 PM
Isaac, agradezco tus amables palabras sobre el trato personal y profesionalismo. Estoy feliz de que hayas tenido una experiencia positiva con Flat Branch Home Loans.
Super helpful and easy to work with! Thank you so much!
Reply from Kristine Branon
May 29th, 2026 03:10 PM
Sara, I appreciate your kind words and am pleased to hear that you found working with me easy and helpful. If there's anything else you need, feel free to reach out!
An experience, with staff trained to handle every step required to complete the purchase. Thank you very much for all the professional assistance.
Reply from Kristine Branon
May 29th, 2026 12:41 PM
Claudia, I'm pleased to know that you found the experience with our staff professional and supportive. Thank you for your kind words, and if there's anything more I can assist with, please feel free to reach out.
Simple easy process answered all my questions
Reply from Kristine Branon
May 25th, 2026 03:55 PM
Jessica, I'm glad to hear that you found the process simple and that I could answer all your questions. If there's anything else you need, please don't hesitate to reach out.
Kristine was great but the platform I was required to interface with didn't make provisions for certain types of documents so once it went to document review and they needed additional/different docs that communication was inefficient and slowed...
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Reply from Kristine Branon
May 14th, 2026 03:29 PM
Jennie, I'm glad you found my assistance helpful, though I regret to hear about the challenges with the platform. I understand the importance of efficient communication, especially when time is of the essence. Please reach out to me directly...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149