Kristine Branon
Senior Mortgage Banker | NMLS# 894836
University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM
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Reviews from Web
The first time I was reached out to was condescending ("oh you're in a big hurry big boy!" vibes), the turnaround on every step took longer than necessary, and 6 days before my closing the PMI went up with no explanation. Really the lack of...
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Reply from Kristine Branon
June 9th, 2026 03:34 PM
Reilly, I’m sorry to hear about your experience and the challenges you faced with communication and timelines during the process. I appreciate your feedback and understand your concerns regarding the interactions and changes in PMI. Please...
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Constant contact and speedy reply to questions. Thanks rick
Reply from Kristine Branon
June 1st, 2026 08:21 PM
Rick, I'm grateful for your feedback on the constant communication and quick responses. It's great to know I could assist you effectively at Flat Branch Home Loans.
Very helpful and professional
Reply from Kristine Branon
May 8th, 2026 03:29 PM
Megan, I appreciate your kind words about my professionalism and helpfulness. If there's anything else I can assist you with, please let me know.
Mike & I have never had a better experience with this type of financial decision before. Everyone we spoke & dealt whether from Flat Branch or Waco Title; were exceptionally helpful, kind , courteous, professional, and so very patient with...
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Reply from Kristine Branon
May 7th, 2026 01:09 PM
Michael, I'm so pleased to hear that you and Mike had such a positive experience with your home buying process. It's great to know that the entire team, including Jason, Pam, Nikki, and myself, could assist you effectively. Thank you for your...
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Kristine was very helpful in making sure that we had everything we needed ready to go when we needed them. She was also a big help in answering any questions I had, of which I had very many. Overall, she was a fantastic guide for a first time...
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Reply from Kristine Branon
May 6th, 2026 05:26 PM
Austin, I'm glad to hear that I could be helpful in guiding you through your first home buying experience. It's good to know that my support with your questions made a positive difference. If there's anything more you need, feel free to reach...
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👍👍👍👍👍👍👍👍👍👍👍
Reply from Kristine Branon
May 6th, 2026 02:32 PM
Richard, thank you for your positive feedback! I'm grateful to know you had a good experience. If there's anything more I can assist with, feel free to reach out.
Kristine Brandon and Flat Branch are total rock stars. Thank you for all you do!
Reply from Kristine Branon
May 25th, 2026 07:08 PM
Jason, I appreciate your kind words and enthusiasm about my work and Flat Branch. I'm glad that you had a positive experience. If there's anything else I can assist with, feel free to let me know.
Kristine was remarkably responsive and works incredibly hard! we couldn't have had a better experience!
Reply from Kristine Branon
May 4th, 2026 08:08 PM
Meghan, I appreciate your kind words and am pleased to hear that you had a appreciated experience. It's great to know my efforts made a positive impact. If there's anything more I can assist with, please feel free to reach out.
Easy to work with and made the process easy!
Reply from Kristine Branon
May 4th, 2026 07:50 PM
Hannah, I'm pleased to hear that you found the process easy and enjoyable. Thank you for your kind words. If you need anything else, don't hesitate to reach out.
Kristine worked ariund the clock making sure we were all set and ready for our new mortgage
Reply from Kristine Branon
May 4th, 2026 02:51 PM
Ronald, I appreciate your kind words and am glad to know that my efforts made a difference in getting you set for your new mortgage. It was a pleasure working with you, and if you need any further assistance, please don't hesitate to reach...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance
Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
Gallery
Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149