

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Kristine is attentive and knowledgable. She was very helpful and went above and beyond to ensure we had a good experience.
Reply from Kristine Branon
July 10th, 2026 03:30 PM
Michele, I'm pleased to hear that you found my assistance helpful and that your experience was positive. It's important to me to go above and beyond for my clients. If there's anything more you need, please feel free to reach out.
Kristine made it easy. I was comparing a local bank and their process was overwhelming. flat branch made it simple to get documents over and the application process was very smooth .
Reply from Kristine Branon
June 29th, 2026 03:21 PM
Kevin, I'm glad to hear that you found the process with Flat Branch straightforward and smooth. It's important to me to make things as easy as possible for my clients. If there's anything else I can do for you, please let me know.
She listened to me and helped me get my mortgage to fit my budget!
Reply from Kristine Branon
June 19th, 2026 02:45 PM
I'm happy to hear that I could help you find a mortgage that fits your budget, Amanda. Listening to your needs and assisting you throughout the process is important to me. If you need anything else, please feel free to reach out.
Kristine always does an incredible job and is so responsive to everyone! My clients love workimg with her and so do I!
Reply from Kristine Branon
July 6th, 2026 02:17 PM
Kelly, I'm grateful for your kind words and am pleased to know that both you and your clients enjoy working with me. It's important to me to be responsive and provide great service. If there's anything more I can do for you or your clients,...
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She was very helpful & straight forward with explaining the process of a house!
Reply from Kristine Branon
June 15th, 2026 01:05 PM
Terrence, I'm grateful for your kind words. It's great to know that my straightforward and helpful approach made the process clearer for you. If you have any more questions or need further assistance, feel free to reach out.
Was keep informed on Was happening all through the process
Reply from Kristine Branon
June 15th, 2026 01:24 PM
Gary, I'm pleased to know that you felt informed throughout the process. Keeping clients updated is a priority for me, and I'm glad it contributed to your experience.
Well informed & helpful.
Reply from Kristine Branon
June 15th, 2026 05:18 PM
Erik, I'm glad to hear that you found the experience well-informed and helpful. If you ever have more questions or need assistance, please feel free to reach out.
Kristine was very helpful throughout the whole process! Definitely would recommend
Reply from Kristine Branon
June 15th, 2026 06:39 PM
Aaron, I'm grateful for your recommendation and happy to hear that you found the process helpful. If you ever need assistance in the future, feel free to reach out.
Kristine is a professional, friendly, and Smart person that makes the loan process very crear and easy. Am very grateful to have her assistance every time I need her service.
Reply from Kristine Branon
June 15th, 2026 01:54 PM
Mayra, I appreciate your kind words and am pleased to hear that you found the loan process clear and easy. It's great to know that my professionalism and friendliness have been helpful to you. If there's anything else you need, please don't...
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We have been working with Kristine and her team , incredibly amazing,helpful, supportive people she also as well help me look for an insurance with Brady he was absolutely amazing.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149