

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
We were amazed and impressed with how quick and efficient Kristine was throughout our process! She went above and beyond our expectations from day one until closing! I highly recommend Kristine:)
Reply from Kristine Branon
December 22nd, 2025 04:39 PM
Your recommendation means a lot to me, Rhonda. I'm pleased that my service was efficient and met your expectations from start to finish. If you ever need further assistance or have any questions in the future, I'm here to help.
Kristine took great care of us from the very first meeting (which we showed up for unannounced). From that date until closing was only 19 days including weekends and thanks. Truly amazing!
Reply from Kristine Branon
December 22nd, 2025 07:38 PM
I'm glad to hear you were satisfied with the service, Gregory. Your feedback about the quick timeline is deeply appreciated. If you have any future needs or questions, I'm more than happy to help.
Very professional
Reply from Kristine Branon
December 16th, 2025 01:47 PM
Thank you for your feedback, Victoria. I appreciate your kind words, and if there's anything more I can assist you with, please don't hesitate to let me know.
Because of Kristine. She was so very helppul in every aspect of this transaction. She was cheerful, and professional but at the same time very caring. She graciously walked me through the whole process and could not have been more knowledgeable...
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Reply from Kristine Branon
December 15th, 2025 06:14 PM
Your feedback is truly appreciated, Sallie. I'm glad to know you found my guidance both helpful and caring throughout the transaction. Navigating the process alongside you was a pleasure, and I’m grateful for your kind words about my professionalism...
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Great Communication and attention to my client.
Reply from Kristine Branon
January 5th, 2026 08:29 PM
I'm really glad to hear that my communication and attention met your expectations, Bill. It's always important to ensure everything goes smoothly for my clients. If there's anything more you or your client need, please feel free to reach out...
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Our loan officer was absolutely fabulous to work with. She made the HELOC process simple, straightforward, and stress-free. She took the time to compare multiple products to ensure we got the best possible deal, and her communication was always...
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Reply from Kristine Branon
December 12th, 2025 07:13 PM
I'm grateful for your kind words and recommendation, Lindsey. It’s rewarding to hear that the HELOC process felt simple and stress-free for you. Ensuring you got the best possible deal through clear communication is always my goal. If there's...
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I think she did a good job and got us a good interest rate. I would use her again.
Reply from Kristine Branon
December 8th, 2025 09:24 PM
I'm glad to hear you felt satisfied with the service and interest rate, Reynaldo. It's wonderful to know you'd consider working with me again. If there's anything else you need, feel free to reach out anytime.
We were abke to close quickly after changing loan types!
Reply from Kristine Branon
December 24th, 2025 02:04 PM
I appreciate your feedback, Andrea. I'm glad we could facilitate a quick closing for you, even with the change in loan types. If you have any further questions or need assistance in the future, feel free to reach out.
Kristine made the experience of buying my first home so easy . She was so knowledgeable and walked me through every step
Reply from Kristine Branon
December 3rd, 2025 03:58 PM
It's great to hear that your first home-buying experience was smooth and straightforward, Megan. Guiding you through each step was a pleasure, and I'm glad my knowledge was helpful in making the process easier for you. If there's anything else...
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Kristine was excellent to work with! She kept me informed throughout the entire transaction and made the process smooth and stress-free for both my client and myself. I truly appreciated her communication and professionalism from start to finish!...
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Reply from Kristine Branon
December 22nd, 2025 01:48 PM
It’s great to hear that you found the process smooth and stress-free, Michael. I'm glad my communication and professionalism met your expectations. If there’s anything more I can help with, please feel free to get in touch.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149