

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
We had an excellent experience working with Kristine, and I can honestly say she went above and beyond for both me and our buyers. From start to finish, she was incredibly responsive, knowledgeable, and always willing to take the time to explain...
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Reply from Kristine Branon
January 28th, 2026 07:24 PM
Thank you for sharing your experience, Benjamin. I'm really pleased to know that I could be of help throughout the lending process for you and your buyers. It's important to me to ensure the process is as smooth and manageable as possible,...
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Easy and quick. Within a couple days of applying Kristine had me set up. Great experience and will use again
Reply from Kristine Branon
January 22nd, 2026 03:27 PM
I'm glad to hear that the process was easy and quick for you, Daniel. Setting everything up efficiently is always my goal. I appreciate your positive feedback, and I'd be happy to assist you again in the future if you need any further support....
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Krisrine went above and beyond to help us secure the loan we needed to build our forever home.
Reply from Kristine Branon
January 19th, 2026 08:54 PM
I'm truly pleased to hear that I could assist you in securing the loan for your forever home, Kara. Going above and beyond for my clients is something I strive for. If you have any further questions or need additional support, feel free to...
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Kristine was absolutely amazing to work with. Her communication was excellent, her time management was on point, and she kept everyone updated throughout the entire process. Most importantly, she took incredible care of our client and helped...
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Reply from Kristine Branon
February 5th, 2026 01:35 PM
Jessica, thank you for your kind words. I'm glad to hear that my communication and time management met your expectations and contributed to a smooth transaction. Ensuring my clients feel taken care of is a priority for me. I appreciate your...
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Kristine knows and understands home finance. She provided us the insight and tools needed to position ourselves for the best rates. We cannot thank her enough.
Reply from Kristine Branon
January 15th, 2026 03:41 PM
I'm glad that my expertise in home finance was beneficial to you, Edward. Providing you with the insight and tools to secure the best rates is always my aim. I appreciate your kind words, and if there's anything more you need, I'm here to help....
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Working with Kristine was a wonderful experience! This was my first time buying a home, and she explained everything thoroughly and in an easy to understand way. The whole process was smooth!
Reply from Kristine Branon
January 9th, 2026 01:58 PM
It's great to know that I could make your first home-buying experience positive, Cassandra. I'm pleased that my explanations were clear and that the process felt smooth for you. If you have any more questions or need assistance in the future,...
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Kristine is so responsive to the people she's working with. Whether the questions came from me or the buyer client, she was there from start to finish! She also was able to get this loan ready on very short notice so my buyer could be in her...
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Reply from Kristine Branon
January 23rd, 2026 03:39 PM
Crystal, I truly appreciate your kind words. Being responsive and available throughout the process is something I aim to provide to all my clients. I'm glad we could get everything ready in time for your buyer's new home before the holiday....
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Kristine was wonderful and went above and beyond to make sure we were having the best experience possible!
Reply from Kristine Branon
December 31st, 2025 05:43 PM
It means a lot to hear that I was able to contribute to a positive experience for you, Dalton. Going above and beyond for my clients is always my goal. If you ever have more questions or need further assistance, don't hesitate to get in touch....
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Kristine was a delight to work with and was willing to answer any and all questions we posed. She also consitently worked with all cohorts of our home purchase to ensure smooth and affordable closing.
Reply from Kristine Branon
December 30th, 2025 07:18 PM
It's wonderful to hear that you found my assistance helpful, Kyle. I'm glad I could be there to answer your questions and coordinate effectively with everyone involved in your home purchase. If you have any further inquiries or need assistance...
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Kristine was so helpful in getting my credit where it needed to be!
Reply from Kristine Branon
December 25th, 2025 08:46 PM
It's great to hear that I could assist you with improving your credit, Christy. I'm pleased to have been part of this important step in your journey. Should you have any more questions or need further assistance, don't hesitate to reach out....
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149