

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
It was a smooth experience. Even with a government shutdown.
Reply from Kristine Branon
December 1st, 2025 04:10 PM
I'm pleased to hear that the experience went smoothly for you, James, despite the challenges of the government shutdown. If you have any more questions or need further assistance, feel free to reach out.
Kristine was extremely professional and competent from the first conversation we had with her. From start to finish, there was never a time I didn't know what was happening or felt out of the loop. Kristine and her team are first in class.
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Reply from Kristine Branon
November 24th, 2025 09:47 PM
The acknowledgment of my professionalism and communication throughout the process means a lot, John. Ensuring that you felt informed every step of the way is always my goal. Thank you for your kind words, and remember that if you ever need...
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Kristine was great she helped us explore all our options and helped us made a choice that benefited us!
Reply from Kristine Branon
November 24th, 2025 09:08 PM
I'm glad I could assist you, Freddy. It's important to me that you felt supported in exploring all your options and making a decision that was advantageous for you. If you have any more questions or need further assistance in the future, please...
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Making is understand about everything and making make since
Reply from Kristine Branon
November 21st, 2025 04:18 PM
I appreciate your feedback, Edgar. It's important to me that you found the information clear and comprehensible. If there's anything else you need assistance with or any more questions arise, please feel free to reach out.
Kristine was overall very patient and thoroughly explained things to me. Kept her promises on her call backs. Was always on top of things. I look forward in recommending her.
Reply from Kristine Branon
November 17th, 2025 07:25 PM
I'm glad to hear that your experience was positive, David. It's important to me that you felt informed and supported throughout the process. I appreciate your trust and look forward to any future recommendations you might make. If you have...
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Kristine was very helpful and knowledgeable. She took the time to go over all options with me and explain all potential outcomes. She was also very pleasant to talk to and made you feel like an individual not just a number
Reply from Kristine Branon
November 10th, 2025 03:54 PM
I'm thankful for your kind words, Sean. It's important to me that you felt informed about your options and that our conversations were both detailed and pleasant. Ensuring each person feels valued as an individual is a priority for me. If you...
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The reason why I believe I had a great experience working with Kristine Branon and her branch is because you can tell that they really want to help you find what's best for you and your family. They were very Pacient And profesional. Always...
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Reply from Kristine Branon
November 7th, 2025 03:58 PM
I'm grateful for your thoughtful review, Dora. It's reassuring to know that my intentions to genuinely help you and your family came across in our interactions. I strive to be patient and professional, and it's important to me that your questions...
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Kristine NEVER fails to amaze me in her work ethic & dedication to my clients. I refer my clients to her every chance I get. Looking for a lender that will answer your messages even after 5pm & stay consistent.. Kristine is your person! Always...
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Reply from Kristine Branon
November 5th, 2025 08:20 PM
Maeghan, your feedback is truly appreciated. I'm so pleased to know that my work ethic and dedication to your clients have consistently met your expectations. Being available and consistent is important to me, and it's wonderful to hear that...
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Kristine was super help throughout my home process. this was my first time buying a home and she made the process very smoothly with no issues made me feel satisfied the whole time.
Reply from Kristine Branon
October 13th, 2025 03:55 PM
Thank you for sharing your experience, Jesus. I'm pleased to know that your first home buying process felt smooth and satisfying. Helping you navigate such an important milestone means a lot to me. If you ever need further assistance or have...
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Flat Branch went above and beyond with clear communication, quick responses, and a truly stress-free mortgage process.
Reply from Kristine Branon
October 13th, 2025 03:09 PM
I'm glad to hear that your experience with Flat Branch was smooth and stress-free, Jordan. Providing clear communication and timely responses is always my focus. If there's anything more I can assist you with in the future, please don't hesitate...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149