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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    T
    Tatiana F
    Stockton, CA
    Posted on October 16th, 2020 07:30 PM
    Kristina and her team were very helpful and on top of everything! They made the process easy for me, being a first time buyer, and were on top of all documents to make sure everything was turned in on a timely manner. They were also very patient...
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  • FTP
    G
    Gilberto I
    Stockton, CA
    Posted on October 13th, 2020 09:48 PM
    I feel very grateful for the service and support that I received from my loan officer Kristina Hernandez. Her team was very helpful and made my mortgage process very smooth. I would highly recommend anyone who is looking into buying a house...
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  • FTP
    S
    Stephany I
    Stockton, CA
    Posted on October 11th, 2020 03:49 AM
    The ongoing service that I received from Stears was excellent. My loan officer Kristina Hernandez is very professional and informative. Being a firs time homebuyer, I was worried about not understanding the process but her team was extremely...
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  • FTP
    Y
    Yolanda M
    Stockton, CA
    Posted on October 4th, 2020 03:55 PM
    Very helpful and made sure we understood everything. Made us feel comfortable which helped the process to be a smooth transaction. Such a pleasure working with you and your team.
  • FTP
    M
    Maria S
    Los Banos, CA
    Posted on October 1st, 2020 10:41 PM
    I was very pleased on the way Team Hernandez handled my Refinance transaction. They went over and beyond my expectations and I will most definitely refer my family and friends to them. Thank you!
  • FTP
    L
    Leonel M
    Stockton, CA
    Posted on October 1st, 2020 02:07 PM
    Kristina always treated me and my family with respect. She is great at her job.
  • FTP
    J
    Jovelle B
    Stockton, CA
    Posted on September 29th, 2020 03:37 PM
    From the first time I went into the office Kristina made me feel relaxed, I literally believed that I was going to own a home. Kristina made the process so smooth and easy and kept me updated on everything. Everything was awesome!
  • FTP
    S
    Samnang T
    Stockton, CA
    Posted on September 27th, 2020 04:34 PM
    One of the best experienced. Very helpful, thank you Kristina and the whole stern team. Highly recommended.
  • FTP
    C
    Christopher H
    Stockton, CA
    Posted on September 26th, 2020 02:01 PM
    Kristina was very helpful and informative throughout the whole process. She made me feel like I was her only client. She’s very knowledgeable, respectful and always kept me updated on the whole process. Loved working with Kristina. Thank you!...
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  • FTP
    M
    Megan M
    Stockton, CA
    Posted on September 23rd, 2020 04:40 PM
    Everyone was very responsive and willing to help in anyway possible. This was my first time buying a home and going through the process and they answered any question I had, no matter how ridiculous it sounded.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.