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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    G
    Gary F
    Stockton, CA
    Posted on November 24th, 2020 06:26 PM
    Kristina was a true professional who's communication skills made us feel like we were dealing with a long time friend. Very prompt and insightful. She really made a stressful process for us a smoother experience!!!!!!!!!!!!!!
  • FTP
    V
    Veronica M
    Stockton, CA
    Posted on November 24th, 2020 03:50 AM
    Kristina was always open to answer my questions and made herself available in a reasonable time frame
  • FTP
    E
    Elisabeth C
    Valley Springs, CA
    Posted on November 8th, 2020 03:54 AM
    Kristina was such a great help to me and my family getting our home loan, and into our new house. No matter what time it was, she was available to answer my questions from the start of our loan process. She was very patient with me when needing...
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  • FTP
    B
    Brian M
    Stockton, CA
    Posted on November 4th, 2020 04:39 PM
    Kristina was always quick to respond to questions I had and was able to explain everything to me in a way that helped me to understand the whole process and what I was doing. She made everything as easy and smooth as it could have been.
  • FTP
    D
    Dario V
    Torrance, CA
    Posted on November 4th, 2020 02:11 AM
    Kristina was amazing through the whole process. Really informative and helpful when a question arouse. She made our first home purchase a really great experience with the hard work from her and her team. Will definitely recommend her services...
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  • FTP
    A
    Arecia S
    Torrance, CA
    Posted on November 3rd, 2020 11:25 PM
    Very responsive and patient as I was a first time home buyer with a lot of questions.
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    M
    Maria G
    Stockton, CA
    Posted on November 2nd, 2020 08:37 PM
    Kristina kindly guided me patiently through my refinance process from helping me to take the right steps to raise my credit score and always responding to my emails without making me feel like I was bothering her. I am happy to refer her to...
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  • FTP
    C
    Conchita S
    Brentwood, CA
    Posted on November 1st, 2020 11:56 PM
    LOWER MY RATE & TURN TIME OF THREE WEEKS. WHICH IS EXCEPTIONALLY GREAT, IT'S UNHEARD OF AND I HAVE PURCHASE & REFINANCE HOUSES A DOZEN TIMSE IN MY LIFE TIME. kEEP UP THE GREAT WORK.
  • FTP
    S
    Sadie R
    Modesto, CA
    Posted on October 28th, 2020 12:48 AM
    Kristina was always very informative and helpful with any questions I had regarding my loan.
  • FTP
    J
    Julie B
    Lodi, CA
    Posted on October 18th, 2020 10:24 PM
    Kristina and her team were a pleasure to work with and did an amazing job. She answered my questions timely and provided great communication throughout the process.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.