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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Lisa C
    Sacramento, CA
    Posted on January 28th, 2022 03:55 PM
    Kristina was very responsive, met our timeline and was very friendly. She provided financial options and was always willing to take our questions.
  • Encompass
    J
    Justin A
    Sacramento, CA
    Posted on January 25th, 2022 10:50 PM
    It was perfect. Client was happy, Loan officer was always available, and closed early. It was great.
  • Encompass
    K
    Kathie H
    Sacramento, CA
    Posted on January 25th, 2022 08:32 PM
    Super fast and easy transaction with Kristina at the helm, we even closed early! Thanks!
  • Encompass
    R
    Roberto R
    Stockton, CA
    Posted on January 22nd, 2022 08:00 PM
    Kristina made the experience great.
  • Encompass
    R
    Ruben H
    Stockton, CA
    Posted on January 15th, 2022 05:28 PM
    Kristina and Suzie are absolutely amazing ! They are a dream team! Suzie and Kristina went above and beyond to make my loan happen. I’am very grateful and appreciate both of them. They are most definitely a valued asset to your company. Thank...
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  • Encompass
    A
    Amandeep K V
    Lodi, CA
    Posted on January 9th, 2022 04:15 PM
    I am happy everything went fast..
  • Encompass
    D
    Diana H
    Stockton, CA
    Posted on January 8th, 2022 09:31 PM
    Ability to docusign through email and upload required documents.
  • Encompass
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    Laura M M
    Stockton, CA
    Posted on January 8th, 2022 05:51 PM
    Kristina was always efficient with updates, communication, and responsiveness. She handled the lending portion of the escrow with professionalism and skill.
  • Encompass
    J
    Jas B
    Lodi, CA
    Posted on January 7th, 2022 06:01 PM
    Excellent job. We always like to work with Kristan. She is the Best.
  • Encompass
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    Jacob D
    Sonora, CA
    Posted on December 30th, 2021 05:50 PM
    Very responsive and helpful. Explained everything in ways that was easy to understand . Made the whole process as stress free as possible . Have already highly recommended to friends and family.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.