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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    T
    Thomas L
    Stockton, CA
    Posted on March 24th, 2022 02:57 PM
    Thanks again!
  • Encompass
    K
    Kevin J L
    Riverbank, CA
    Posted on March 22nd, 2022 06:50 AM
    Kristina and her assistants were very responsive, knowledgeable and professional. Every question and concern were addressed almost immediately. We were very surprised and impressed with the level of customer service we received.
  • Encompass
    E
    Esther A
    Stockton, CA
    Posted on March 19th, 2022 03:56 PM
    This transaction had some curveballs but Kristina Hernandez did the utmost to iron things out and saved this transaction. Thank you for being a rockstar!!
  • Encompass
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    Wayne D W
    Stockton, CA
    Posted on March 18th, 2022 09:48 PM
    Becoming a home owner
  • Encompass
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    Donna H
    Riverbank, CA
    Posted on March 14th, 2022 02:47 PM
    Kristin always answered her phone and she always stayed in close communication with updates. And we closed on time.
  • Encompass
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    Jocelyne V
    North Highlands, CA
    Posted on March 6th, 2022 08:10 PM
    Thank you for making the process super easy.
  • Encompass
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    Esmeralda H
    Stockton, CA
    Posted on February 16th, 2022 11:20 PM
    My customers have used Kristina Hernandez many times her services have been great! Her skill set and knowledge has been extremely helpful and I would not hesitate to use her again. On the last transaction, the sellers were pushing to close....
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  • Encompass
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    Amelia C
    Stockton, CA
    Posted on February 16th, 2022 02:06 AM
    Kristina was very helpful and answered all texts, phone calls and emails immediately, and was available at all times. It was very helpful and she was very supportive to a first time home buyer.
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    Gemacelle C C
    Stockton, CA
    Posted on February 6th, 2022 01:40 AM
    Kristina is always top notch, someone you can rely on to close the file
  • Encompass
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    Amanda L G
    Stockton, CA
    Posted on February 1st, 2022 08:17 PM
    Great communication! Very nice staff.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.