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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Shellee M
    Yuba City, CA
    Posted on February 16th, 2023 04:27 PM
    Kristina was a great communicator, she gave weekly updates, and she is knowledgeable.
    Reply from Kristina Hernandez
    March 1st, 2023 06:19 PM
    Thank you Shellee, I look forward to working with you again. I'm so happy for Gaby and her accomplishments. Thank you for all your help in getting her into a home.
  • Encompass
    C
    Carla S
    Yuba City, CA
    Posted on February 16th, 2023 04:15 PM
    Kristina stayed on task and communicated well and that is very important to me!
  • Encompass
    R
    Rishel B
    Stockton, CA
    Posted on February 15th, 2023 05:40 PM
    Kristina & her staff were very patient with me during this stressful time and always kept me in the loop with the Loan process.
  • Encompass
    E
    Esther A
    Stockton, CA
    Posted on February 5th, 2023 06:27 AM
    Like always, Kristina rocks!! Her transactions are very smooth. I like working with her because she’s very knowledgeable and communicates with you through out the process. 😊
  • Encompass
    T
    Tascha G
    Sacramento, CA
    Posted on February 5th, 2023 12:32 AM
    I didn’t really need to interact with Kristina. But the time I did she was very knowledgeable. Even though we weren’t able to close early we did close on time and it was a smooth transaction for an FHA loan.
  • Encompass
    R
    Raul L
    Stockton, CA
    Posted on February 4th, 2023 03:17 PM
    Thank you for helping us.
  • Encompass
    N
    Naomi L
    Stockton, CA
    Posted on February 1st, 2023 03:06 PM
    Kristina and Esther the realtor agent are very good they help us the process from the beginning until close. Thank you so much for helping us. God bless you both.
  • Encompass
    A
    Armando G G C
    Antioch, CA
    Posted on January 30th, 2023 02:44 PM
    This whole purchase process was amazing and fast. Kristina was knowledgeable, responsive, and supportive. She listened to what my clients needs were and provided options to choose from. She kept me informed throughout this entire process, patiently...
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  • Encompass
    A
    Arthur A
    Antelope, CA
    Posted on January 10th, 2023 10:26 PM
    It's been great working with Kristina! I don't think we can find anyone else in this field as professional as she is. She is very responsive in communications even during weekend. She'd work above and beyond to get things done right. In such...
    read more
  • Encompass
    S
    Starla B
    Stockton, CA
    Posted on January 4th, 2023 09:16 PM
    Kristina and her team were amazing! Very responsive - we knew where we were in the process everyday!
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.