Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Kim R
    Cypress, TX
    Posted on March 25th, 2023 02:23 PM
    Communication and performance!
  • Encompass
    N
    Nicole J H
    Mi Wuk Village, CA
    Posted on March 23rd, 2023 04:21 PM
    Kristina and her team were dedicated to making the process smooth. They were quick to communicate and very professional. You can tell the experience is there!
  • Encompass
    C
    CARMELA R
    Modesto, CA
    Posted on March 21st, 2023 09:04 PM
    Kristina was great on explaining everything to me I wasn’t guessing what she meant.
  • Encompass
    M
    Matthew S
    Kelseyville, CA
    Posted on March 12th, 2023 11:43 PM
    Smooth transaction and good communication
  • Encompass
    N
    Nancy S
    Modesto, CA
    Posted on March 9th, 2023 05:56 PM
    I've been working with Kristina for the past 4 years, she's great with communication, getting clients approved fast, and having a smooth and quick process for closing. Her team is fantastic and I highly recommend her to anyone looking to buy...
    read more
  • Encompass
    Y
    Yolanda L
    Sacramento, CA
    Posted on March 7th, 2023 07:29 PM
    Kristina Hernandez made my first Homeowners experience a blast. She was very knowledgeable, and helpful. If I had any questions or concerns she didn’t hesitate to help me. I could always call her, text, or email. Her response was always on...
    read more
  • Encompass
    T
    Tiffany P
    Clearlake Oaks, CA
    Posted on March 1st, 2023 05:32 PM
    Kristina is very friendly, efficient and reliable. She has been amazing to work with.
    Reply from Kristina Hernandez
    March 1st, 2023 06:18 PM
    Thank you for your kind comments Tiffany, it was a pleasure working with you again as well. I look forward to our next transaction. :)
  • Encompass
    M
    Mauricio S
    Stockton, CA
    Posted on February 27th, 2023 03:04 PM
    Fast qualification Our offer get accepted because Kristina’s great reputation Communication We closed in 16 days
    Reply from Kristina Hernandez
    March 1st, 2023 06:18 PM
    thank you for trusting in me to help your clients. :)
  • Encompass
    J
    Jesus C V
    Stockton, CA
    Posted on February 18th, 2023 03:27 PM
    Muchas gracias
  • Encompass
    S
    Sharon P
    Stockton, CA
    Posted on February 18th, 2023 02:10 PM
    Kristina was the ultimate pro throughout the transaction with timely and complete communication. Kristina exceeded all expectations and I look forward to working with her again.
    Reply from Kristina Hernandez
    March 1st, 2023 06:20 PM
    Thank you for your trust in me Sharon and I look forward to working with you in the future. It's always a pleasure.
  • 411–420 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.