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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    H
    Hyana M
    Stockton, CA
    Posted on May 7th, 2023 12:23 AM
    Kristina is very knowledgeable, prompt and just a lovely person to work with! I would highly recommend!
  • google
    D
    Danyiel J
    Posted on May 6th, 2023 04:01 PM
    Kristina is super patient, helpful, and knows her stuff. I would recommend her and her team.
  • google
    S
    Stephen W
    Posted on May 6th, 2023 03:18 PM
    Very responsive. Got tasks done quickly. Gave good advice and got me a great deal.
  • Encompass
    S
    Stephen W
    Hidden Valley Lake, CA
    Posted on May 6th, 2023 03:18 PM
    Very responsive. Got tasks done quickly. Gave great advice and got me a good deal.
  • Encompass
    D
    Danyiel E J
    Tracy, CA
    Posted on May 6th, 2023 03:14 PM
    This was a great experience and would definitely recommend.
  • Encompass
    C
    Chanel R
    Stockton, CA
    Posted on May 5th, 2023 06:36 PM
    Great communication. She's ALWAYS available and she made sure my client got to use the Dream For All program. Excellent work. Thank you!
  • google
    C
    Ce'Mara G
    Posted on May 5th, 2023 05:00 PM
    Kristina Hernandez has received a review with 5 star rating from Ce'Mara G
  • google
    C
    Cemara G
    Posted on May 5th, 2023 05:00 PM
    Kristina Hernandez has received a review with 5 star rating from Cemara G
  • Encompass
    C
    Ce'Mara G
    Stockton, CA
    Posted on May 5th, 2023 04:48 PM
    Kristina is the lending Guru! I appreciate her consistency and communication throughout each step. She has everyone's best interest at heart and it helps the entire process.
  • Encompass
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    Nikki A
    Huntington Beach, CA
    Posted on May 4th, 2023 07:45 PM
    Kristina was incredible to work with and provided timely updates and if she wasn’t available at the time a call she was great with returning calls. Kristina is highly knowledgeable and in instills confidence with our clients in getting the...
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.