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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    J
    Jen B
    Posted on May 20th, 2023 12:00 AM
    I would like to thank Kristina & her team for the AMAZING work during the entire process of buying my first home. It was very comforting to know that I had such a knowledgeable professional to guide me through this unfamiliar chain of events....
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  • google
    M
    Mee L
    Posted on May 20th, 2023 12:00 AM
    Kristina was amazing the moment we called her to help with the purchase of our first new home. She basically carried the weight and made sure all our ducks were in line to make that huge jump into home ownership a breeze. Everything happened...
    read more
  • google
    S
    Stephen W
    Posted on May 20th, 2023 12:00 AM
    Very responsive. Got tasks done quickly. Gave good advice and got me a great deal.
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    Trudy S
    Hidden Valley Lake, CA
    Posted on May 15th, 2023 08:17 PM
    Kristina's knowledge of loan programs were nothing short of amazing!
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    J
    Juanita H
    Posted on May 13th, 2023 06:34 PM
    I found Kristina through a down payment assistant government website. I called her to ask questions and she was very knowledgeable and very helpful. She was very diligent with getting things and helping me. Kristina always responded to my emails...
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  • Encompass
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    Juanita H
    Stockton, CA
    Posted on May 12th, 2023 04:36 PM
    Ms Hernandez was very efficient, helpful and always available when I had questions!!!!
  • Encompass
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    Judy F
    Stockton, CA
    Posted on May 12th, 2023 02:39 PM
    Kristina was a pleasure to work with. She got back to me quickly with all my questions from my client and myself!
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    Mee L
    Posted on May 8th, 2023 04:17 PM
    Kristina was amazing the moment we called her to help with the purchase of our first new home. She basically carried the weight and made sure all our ducks were in line to make that huge jump into home ownership a breeze. Everything happened...
    read more
  • Encompass
    M
    Mee X L
    Stockton, CA
    Posted on May 8th, 2023 04:16 PM
    Kristina was amazing the moment we called her to help with the purchase of our first new home. She basically carried the weight and made sure all our ducks were in line to make that huge jump into home ownership a breeze. Everything happened...
    read more
  • Encompass
    B
    Bickkie S
    Huntington Beach, CA
    Posted on May 7th, 2023 03:43 PM
    She worked tirelessly after hours to help us close and meet the dream program in a speedy manner and was professional.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.