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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    A
    Agustin C
    Posted on June 20th, 2023 12:00 AM
    Kristina was wonderful during the entire buying process. As first time buyers, we had a ton of concerns. She answered all of our questions and exceeded our expectations. She worked hard to make our dreams of owning a home come true. I would...
    read more
  • Encompass
    C
    Cynthia J C
    Roseville, CA
    Posted on June 15th, 2023 05:57 PM
    Kristina updated everyone throughout the process
  • Encompass
    Y
    Yovana C
    Stockton, CA
    Posted on June 15th, 2023 04:13 PM
    Fast communication.
  • Encompass
    C
    Connie E
    STOCKTON, CA
    Posted on June 15th, 2023 01:24 PM
    Everything went smoothly and transaction was ready to close on time.
  • Encompass
    M
    Monica R
    Stockton, CA
    Posted on June 14th, 2023 02:32 AM
    Kristina was awesome throughout the whole process and was able to answer all our questions. We really appreciate her!
  • Encompass
    R
    Russell O W
    Stockton, CA
    Posted on June 3rd, 2023 04:18 PM
    Very helpful with all information and extremely responsive to our needs.
  • google
    L
    LUIS C
    Posted on June 1st, 2023 05:19 PM
    Kristina Hernandez has received a review with 5 star rating from LUIS C
  • Encompass
    L
    Luis B C
    Salida, CA
    Posted on June 1st, 2023 05:19 PM
    Very Smooth Transaction, Very Professional
  • Encompass
    S
    Stacy K
    Stockton, CA
    Posted on June 1st, 2023 04:21 PM
    I recommend Kristina to all my clients! As a Realtor I need honestly and my clients to be heard and she does that. I only use her, it makes my job so much easier.
  • google
    M
    Mariela B
    Posted on May 23rd, 2023 03:53 AM
    Kristina is Amazing. I love working with her! She is an outstanding lender with a wealth of experience and deep knowledge of the industry. She offers a wide variety of loan programs tailored to fit the unique needs of each buyer, making her...
    read more
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.