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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    A
    Alexis S
    Posted on July 7th, 2023 11:59 PM
    Kristina Hernandez has received a review with 5 star rating from Alexis S
  • Encompass
    A
    Alexis S
    Fair Oaks, CA
    Posted on July 7th, 2023 11:58 PM
    Kristina was helpful and communicative. She moved fast when needed in a tight market and always looked out for my best interest. Truly a pleasure.
  • Encompass
    J
    Joseph H
    Cobb, CA
    Posted on July 7th, 2023 03:43 PM
    Effortless
  • Encompass
    M
    Mari T
    Lancaster, CA
    Posted on July 3rd, 2023 04:03 AM
    she delivered and responded in a timely professional manner
  • Encompass
    B
    Bridget K
    Cobb, CA
    Posted on July 2nd, 2023 04:54 PM
    Super smooth transaction! Kristina was a pleasure to work with!
  • Encompass
    M
    Mukhtar A B
    Lancaster, CA
    Posted on June 26th, 2023 03:27 PM
    Kristina made it great
  • Encompass
    N
    Nikki A
    Lancaster, CA
    Posted on June 23rd, 2023 04:23 PM
    Kristina has open communication and is responsive to questions. She is transparent and that is very important to me.
  • Encompass
    W
    William A R
    Angels Camp, CA
    Posted on June 21st, 2023 10:51 PM
    Great communication, always professional, very competent.
  • Encompass
    K
    Kelly B
    Angels Camp, CA
    Posted on June 21st, 2023 05:25 PM
    The process was painless. Communication is key and the entire team had that. Thank you for making this such a pleasant experience.
  • Encompass
    G
    Grethel L
    Roseville, CA
    Posted on June 20th, 2023 02:39 PM
    Kristina and her team guide me with diligence, professionalism and great patient with my home purchase. As a first time home buyer, I struggled with the financial knowledge to navigate the home ownership process. She and her team always were...
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.