Kristin Ardal
Homeowners Financial Group USA, LLC
I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying pro... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Kristin is PHENOMENAL ! She went above and beyond to help bridge any gaps in understanding/communication, she was very quick to respond to texts and emails, she's also very funny and easy to talk to - making the entire home buying process significantly...
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Reply from Owner
June 2nd, 2025 07:43 PM
I'm thrilled to hear that you had such a positive experience during your home buying process. It was a pleasure to assist you, and I'm glad I could help make things easier and more enjoyable for you. Thank you for your kind words and recommendation!...
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Kristin is PHENOMENAL ! She went above and beyond to help bridge any gaps in understanding/communication, she was very quick to respond to texts and emails, she's also very funny and easy to talk to - making the entire home buying process significantly...
read more
Reply from Kristin Ardal
November 11th, 2024 06:17 PM
Thanks so much Jaiden! I hope you love your new home !!!!
Kristin was professional, prompt, communicative, available, and got me a good rate.
Reply from Kristin Ardal
October 1st, 2024 07:14 PM
It was a pleasure to work with you guys and I hope that you love your new home!!!
Kristin Ardal has received a review with 5 star rating from Marla W
Reply from Owner
June 2nd, 2025 07:44 PM
I'm thrilled to hear that you had such a positive experience, Marla. It was a pleasure working with you at Homeowners Financial Group USA, LLC. Thank you for your kind words and for choosing us for your needs.
Kristin was very thorough and handled everything for us in a very prompt and friendly manner.
Reply from Kristin Ardal
June 2nd, 2025 07:44 PM
I'm delighted to hear that you found my services thorough and prompt. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing Homeowners Financial Group USA, LLC.
Kristin made the process easy and explained everything to us.
Reply from Kristin Ardal
June 2nd, 2025 07:45 PM
I'm thrilled to know that you found the process easy and well-explained. It was a pleasure working with you, and I appreciate your kind words. If you have any further questions or need assistance in the future, please feel free to reach out....
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Strongly recommend Homeowners Financial Group if you are in the market for a mortgage. They were professional, personable, and I felt like they were a partner in the process.
Kristin was fabulous to work with! She was quick to explain things when I needed extra info and she was personable throughout the process. I never felt like a number with her, I felt she wanted me to close on the house as much as I wanted to!...
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Kristin ALWAYS answers the phone! She is very knowledgeable, and does a great job communicating with the buyers and the agents involved in the transaction. She gets ahead of any issues that may arise, and she is always ready to help!
Kristin was great to work with and I highly recommend her for your home purchase financing needs in the Huntsville, AL area. She was very knowledgeable with the VA loan process.
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About
I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying process seamless for my clients and am committed to offering superior customer service through open and clear communication. In my spare time, I enjoy camping, hiking, and traveling with my husband and children. I pride myself on a straightforward approach to home financing, guiding you through your home buying journey with clear communication and transparency. Whether purchasing or refinancing, you can expect to stay informed throughout the entire mortgage process. If you have any questions before starting the application or want to discuss your unique situation with me, please reach out – I’m here to help! CALL 256-269-3124
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
New Home Loans
VA Loans
FHA Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
Refinance Loans
HELOC
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #22713
- AL
Hobbies
- Family
- Camping
- Hiking
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Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.