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Kristin Ardal - Homeowners Financial Group USA, LLC in Huntsville, AL

Kristin Ardal

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Homeowners Financial Group USA, LLC

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I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying pro... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
  • google
    J
    John H
    Posted on May 25th, 2026 02:16 AM
    Kristin Ardal has received a review with 5 star rating from John H
  • Encompass
    J
    John H
    Gurley, AL
    Posted on May 25th, 2026 02:15 AM
    Kristin was great with communication and made sure everything went smoothly, even on weekends. overall she was great to work with.
  • google
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    Mary J R W E K
    Posted on March 12th, 2026 05:56 PM
    Kristin is a wonderful person to work with. She was very knowledgeable, responsive, and kept everyone informed throughout the whole process. I truly appreciate her professionalism and look forward to working together again soon.
  • Encompass
    S
    Scott D H
    Madison, AL
    Posted on February 8th, 2026 11:47 PM
    Kristin is very nice to work with and very accessible.
  • google
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    Tina H
    Posted on February 8th, 2026 11:46 PM
    Kristin Ardal has received a review with 5 star rating from Tina H
  • Encompass
    T
    Tina M H
    Madison, AL
    Posted on February 8th, 2026 11:45 PM
    Kristin is very patient, helpful, and pleasant to work with!
  • Encompass
    L
    Lisa W F
    Huntsville, AL
    Posted on December 28th, 2025 05:03 PM
    The promptness and professionalism and determination to work with us
  • Encompass
    J
    Johnny M F
    Huntsville, AL
    Posted on December 25th, 2025 06:05 PM
    Great service and communication.
  • Encompass
    R
    Robert R
    Athens, AL
    Posted on October 21st, 2025 02:11 PM
    Kristin was extremely informative and helpful throughout the process she was quick to respond to any and all questions we had no matter what time of the day it was, she was very professional and always willing to give her advice on the various...
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  • google
    M
    Madalyn S
    Posted on October 11th, 2025 08:48 PM
    Kristin goes above and beyond to try to make the home buying process as smooth and stress free as possible. We are so thankful we had her helping us navigate being first time home buyers!
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    About
    I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying process seamless for my clients and am committed to offering superior customer service through open and clear communication. In my spare time, I enjoy camping, hiking, and traveling with my husband and children. I pride myself on a straightforward approach to home financing, guiding you through your home buying journey with clear communication and transparency. Whether purchasing or refinancing, you can expect to stay informed throughout the entire mortgage process. If you have any questions before starting the application or want to discuss your unique situation with me, please reach out – I’m here to help! CALL 256-269-3124
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    VA Loans
    FHA Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    Refinance Loans
    HELOC
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    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #22713
    • AL
    Hobbies
    • Family
    • Camping
    • Hiking
    • View All
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. WebsiteLicensingNMLS Consumer Access. Toll Free (877) 305-5571.