

Kristin Ardal
Homeowners Financial Group USA, LLC

I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying pro... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Thank you so much for your help and advice! You navigated our home closures which was a little more complicated. You made a stressful experience easier!
Reply from Owner
June 11th, 2025 02:36 PM
I'm thrilled to hear that I could help make your home closure process easier, especially given its complexities. It was a pleasure assisting you, and I appreciate your kind words. If you have any more questions or need further assistance in...
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Thank you so much for your help and advice! You navigated our home closures which was a little more complicated. You made a stressful experience easier!
Kristin Ardal has received a review with 5 star rating from Stephen C
Reply from Owner
June 2nd, 2025 07:35 PM
I'm thrilled to hear about your positive experience, Stephen. It was a pleasure working with you, and I'm grateful for your kind words. If you need further assistance in the future, please don't hesitate to reach out.
Exelente servicio . muy amable y responsable con todo su trabajo . muchas graciias.
Reply from Kristin Ardal
June 2nd, 2025 07:36 PM
I'm thrilled to hear that you had an excellent experience. I strive to provide friendly and responsible service, and I appreciate your kind words. Thank you for choosing Homeowners Financial Group USA, LLC.
Muchas Graciias Yoel!
Kristin's attention was very good, I felt very well taken care of, thank you very much for your attention
Reply from Kristin Ardal
May 19th, 2025 02:15 PM
Thank you for your kind words Ruby!! I hope that you guys have many years of happiness and love in your new home!
Very helpful and attentive.
Reply from Kristin Ardal
June 2nd, 2025 07:37 PM
I'm thrilled to hear that you found my assistance helpful and attentive. It was a pleasure working with you, and I'm grateful for your positive feedback. If you need any further assistance, please feel free to reach out.
Kristin Ardal is a go getter and genuinely cares about her clients! She is motivated, helpful, and one of the sweetest people to work with.she wants the best for each of her clients and will do whatever she can to get that for them!! I had...
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Reply from Owner
June 2nd, 2025 07:37 PM
I'm thrilled to hear about your positive experience with me, Camryn. It's wonderful to know that you felt supported and valued throughout the process. Your kind words and referrals mean a lot. Thank you for choosing to work with me!
Kristin goes above and beyond with her work! She treats every client with importance, professionalism, and urgency. she was willing to do whatever it took to get my rate down and loan approved! She genuinely cares about her clients and wants...
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Reply from Kristin Ardal
January 15th, 2025 03:57 PM
Thanks Cam!! You were an amazing client!
Kristin was very helpful throughout the whole transaction! The buyer was a first time buyer and there were multiple obstacles that could have prevented her from getting closed, but Kristin was able to find solutions to the issues and get the...
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Reply from Kristin Ardal
January 15th, 2025 03:58 PM
Thank you Stacey!!! You made my job easy :)
Kristin csres anout her clients and works to make it hsppen whrn the situation is differten from most clients
Reply from Kristin Ardal
June 2nd, 2025 07:42 PM
I'm thrilled to hear that you felt well-supported during your unique situation. It was a pleasure working with you to make it happen. Thank you for your kind words and trust in my services.
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About
I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying process seamless for my clients and am committed to offering superior customer service through open and clear communication. In my spare time, I enjoy camping, hiking, and traveling with my husband and children. I pride myself on a straightforward approach to home financing, guiding you through your home buying journey with clear communication and transparency. Whether purchasing or refinancing, you can expect to stay informed throughout the entire mortgage process. If you have any questions before starting the application or want to discuss your unique situation with me, please reach out – I’m here to help! CALL 256-269-3124
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
New Home Loans
VA Loans
FHA Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
Refinance Loans
HELOC
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #22713
- AL
Hobbies
- Family
- Camping
- Hiking
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Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.