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Kristin Ardal - Homeowners Financial Group USA, LLC in Huntsville, AL

Kristin Ardal

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Homeowners Financial Group USA, LLC

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I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying pro... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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Reviews from Web
  • google
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    Megan S
    Posted on June 10th, 2025 12:34 PM
    Thank you so much for your help and advice! You navigated our home closures which was a little more complicated. You made a stressful experience easier!
    Reply from Owner
    June 11th, 2025 02:36 PM
    I'm thrilled to hear that I could help make your home closure process easier, especially given its complexities. It was a pleasure assisting you, and I appreciate your kind words. If you have any more questions or need further assistance in...
    read more
  • Encompass
    M
    Megan S
    Owens Cross Roads, AL
    Posted on June 10th, 2025 12:34 PM
    Thank you so much for your help and advice! You navigated our home closures which was a little more complicated. You made a stressful experience easier!
  • google
    S
    Stephen C
    Posted on May 19th, 2025 09:50 PM
    Kristin Ardal has received a review with 5 star rating from Stephen C
    Reply from Owner
    June 2nd, 2025 07:35 PM
    I'm thrilled to hear about your positive experience, Stephen. It was a pleasure working with you, and I'm grateful for your kind words. If you need further assistance in the future, please don't hesitate to reach out.
  • Encompass
    Y
    Yoel S C
    Athens, AL
    Posted on May 19th, 2025 09:50 PM
    Exelente servicio . muy amable y responsable con todo su trabajo . muchas graciias.
    Reply from Kristin Ardal
    June 2nd, 2025 07:36 PM
    I'm thrilled to hear that you had an excellent experience. I strive to provide friendly and responsible service, and I appreciate your kind words. Thank you for choosing Homeowners Financial Group USA, LLC. Muchas Graciias Yoel!
  • Encompass
    R
    Ruby F C
    Athens, AL
    Posted on May 19th, 2025 01:46 AM
    Kristin's attention was very good, I felt very well taken care of, thank you very much for your attention
    Reply from Kristin Ardal
    May 19th, 2025 02:15 PM
    Thank you for your kind words Ruby!! I hope that you guys have many years of happiness and love in your new home!
  • Encompass
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    Michael A T
    New Market, AL
    Posted on February 19th, 2025 09:52 PM
    Very helpful and attentive.
    Reply from Kristin Ardal
    June 2nd, 2025 07:37 PM
    I'm thrilled to hear that you found my assistance helpful and attentive. It was a pleasure working with you, and I'm grateful for your positive feedback. If you need any further assistance, please feel free to reach out.
  • google
    C
    Camryn K
    Posted on January 15th, 2025 03:50 PM
    Kristin Ardal is a go getter and genuinely cares about her clients! She is motivated, helpful, and one of the sweetest people to work with.she wants the best for each of her clients and will do whatever she can to get that for them!! I had...
    read more
    Reply from Owner
    June 2nd, 2025 07:37 PM
    I'm thrilled to hear about your positive experience with me, Camryn. It's wonderful to know that you felt supported and valued throughout the process. Your kind words and referrals mean a lot. Thank you for choosing to work with me!
  • ManualUpload
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    Camryn K
    Huntsville, Alabama
    Posted on January 15th, 2025 03:48 PM
    Kristin goes above and beyond with her work! She treats every client with importance, professionalism, and urgency. she was willing to do whatever it took to get my rate down and loan approved! She genuinely cares about her clients and wants...
    read more
    Reply from Kristin Ardal
    January 15th, 2025 03:57 PM
    Thanks Cam!! You were an amazing client!
  • ManualUpload
    S
    Stacey K
    Huntsville
    Posted on January 15th, 2025 03:48 PM
    Kristin was very helpful throughout the whole transaction! The buyer was a first time buyer and there were multiple obstacles that could have prevented her from getting closed, but Kristin was able to find solutions to the issues and get the...
    read more
    Reply from Kristin Ardal
    January 15th, 2025 03:58 PM
    Thank you Stacey!!! You made my job easy :)
  • Encompass
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    Rebecca F
    Brownsboro, AL
    Posted on January 1st, 2025 12:15 AM
    Kristin csres anout her clients and works to make it hsppen whrn the situation is differten from most clients
    Reply from Kristin Ardal
    June 2nd, 2025 07:42 PM
    I'm thrilled to hear that you felt well-supported during your unique situation. It was a pleasure working with you to make it happen. Thank you for your kind words and trust in my services.
  • 11–20 of 39
    About
    I have been a Mortgage Loan Officer for over 20 years. During that time, I’ve loved being able to help people find the home of their dreams where they’ll make memories with their loved ones. I genuinely care about making the home buying process seamless for my clients and am committed to offering superior customer service through open and clear communication. In my spare time, I enjoy camping, hiking, and traveling with my husband and children. I pride myself on a straightforward approach to home financing, guiding you through your home buying journey with clear communication and transparency. Whether purchasing or refinancing, you can expect to stay informed throughout the entire mortgage process. If you have any questions before starting the application or want to discuss your unique situation with me, please reach out – I’m here to help! CALL 256-269-3124
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    VA Loans
    FHA Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    Refinance Loans
    HELOC
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    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #22713
    • AL
    Hobbies
    • Family
    • Camping
    • Hiking
    • View All
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.