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Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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    Rose B
    Posted on August 28th, 2024 09:53 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 4 star rating from Rose B
    Reply from Owner
    September 4th, 2024 08:36 PM
    Thank you, Rose, for taking the time to rate your experience with me at Atlantic Coast Mortgage. I'm pleased that you found our service satisfactory. Your feedback helps us to continuously improve and strive for excellence. I look forward to...
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    Rose B
    Herndon, VA
    Posted on August 28th, 2024 09:51 PM
    The process with super quick and communication was also immediate and efficient!
    Reply from Kristi Hardy
    September 4th, 2024 08:36 PM
    I'm so glad to hear that you found our process efficient and immediate, Rose! Your feedback is valuable, and I'm delighted that you're satisfied with our service. We at Atlantic Coast Mortgage work hard to make sure our clients have a smooth...
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    Carlie O
    Posted on August 28th, 2024 12:23 AM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Carlie O
    Reply from Owner
    September 4th, 2024 08:37 PM
    I'm thrilled to know that you're satisfied with the service you received at Atlantic Coast Mortgage, Carlie. Your 5-star rating speaks volumes and I feel incredibly grateful. I truly enjoyed working with you and look forward to being of service...
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    Carlie O
    Leesburg, VA
    Posted on August 28th, 2024 12:23 AM
    Responsiveness and coaching was extremely help.
    Reply from Kristi Hardy
    September 4th, 2024 08:48 PM
    I'm thrilled to hear that you found my responsiveness and coaching helpful during your purchase, Carlie! Your positive feedback means a lot to me. Ensuring my clients understand the process and feel supported is one of my top priorities. Thank...
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    Chris S
    Posted on August 24th, 2024 01:52 AM
    We really enjoyed working with ACM for our very first ever home loan. They really moved mountains to make us feel at ease with this new and confusing process. They worked hard to timely address all of our concerns and issues.
    Reply from Owner
    September 4th, 2024 08:49 PM
    Thank you so much, Chris! I'm thrilled to hear that you felt at ease with the loan process. Here at Atlantic Coast Mortgage, we strive to make the process as straightforward and stress-free as possible. I'm so glad we could address all of your...
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    Christopher S
    Brunswick, MD
    Posted on August 24th, 2024 01:51 AM
    We really enjoyed our responsive. The team was to our questions, concerns, and needs.
    Reply from Kristi Hardy
    September 4th, 2024 08:49 PM
    I'm delighted to know that you enjoyed our services, Christopher. Your positive feedback means a great deal to me and the entire team at Atlantic Coast Mortgage. We always strive to be responsive and attentive to all our clients' needs and...
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    Edward C
    Charles Town, WV
    Posted on August 22nd, 2024 11:42 PM
    From introduction to closing it was enjoyable.
    Reply from Kristi Hardy
    August 23rd, 2024 08:51 PM
    I'm thrilled to hear that you found the entire process from introduction to closing enjoyable, Edward! I strive to make the loan process smooth and stress-free for all my clients, and I'm glad to know I was able to do so for you. Thank you...
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    Danélla S
    Posted on August 21st, 2024 04:05 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Danélla S
    Reply from Owner
    August 22nd, 2024 02:54 PM
    I'm over the moon to hear that you had a positive experience with us at Atlantic Coast Mortgage, Danélla! Your 5-star rating is greatly appreciated. It's always a pleasure to provide top-notch service and your feedback confirms that we're doing...
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    Ashley S
    Brunswick, MD
    Posted on August 21st, 2024 04:05 PM
    The amount and speed of communication throughout the mortgage process was wonderful. Dana did a great job of talking us through our options and clearing up any questions we had throughout.
    Reply from Kristi Hardy
    August 21st, 2024 05:34 PM
    I'm thrilled to hear that you had a positive experience with our mortgage process, Ashley. It's always our goal to provide clear and efficient communication to ensure our clients are well-informed about their options. I'll pass on your kind...
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    Courtney L
    Posted on August 21st, 2024 09:33 AM
    Kristi and Maggie were amazing from start to finish. From giving us a rough mortgage estimate (months prior to us even being ready to look for home, almost a full year before we actually purchased our home) to answering all our questions with...
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    Reply from Kristi Hardy
    February 13th, 2025 05:12 PM
    Courtney, thank you so much for your kind words! It was truly a pleasure working with you and helping guide you through the home-buying process. I'm thrilled to hear that you felt supported and informed each step of the way. Maggie and I understand...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)