

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Kristi Hardy - Atlantic Coast Mortgage has received a review with 4 star rating from Rose B
Reply from Owner
September 4th, 2024 08:36 PM
Thank you, Rose, for taking the time to rate your experience with me at Atlantic Coast Mortgage. I'm pleased that you found our service satisfactory. Your feedback helps us to continuously improve and strive for excellence. I look forward to...
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The process with super quick and communication was also immediate and efficient!
Reply from Kristi Hardy
September 4th, 2024 08:36 PM
I'm so glad to hear that you found our process efficient and immediate, Rose! Your feedback is valuable, and I'm delighted that you're satisfied with our service. We at Atlantic Coast Mortgage work hard to make sure our clients have a smooth...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Carlie O
Reply from Owner
September 4th, 2024 08:37 PM
I'm thrilled to know that you're satisfied with the service you received at Atlantic Coast Mortgage, Carlie. Your 5-star rating speaks volumes and I feel incredibly grateful. I truly enjoyed working with you and look forward to being of service...
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Responsiveness and coaching was extremely help.
Reply from Kristi Hardy
September 4th, 2024 08:48 PM
I'm thrilled to hear that you found my responsiveness and coaching helpful during your purchase, Carlie! Your positive feedback means a lot to me. Ensuring my clients understand the process and feel supported is one of my top priorities. Thank...
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We really enjoyed working with ACM for our very first ever home loan. They really moved mountains to make us feel at ease with this new and confusing process. They worked hard to timely address all of our concerns and issues.
Reply from Owner
September 4th, 2024 08:49 PM
Thank you so much, Chris! I'm thrilled to hear that you felt at ease with the loan process. Here at Atlantic Coast Mortgage, we strive to make the process as straightforward and stress-free as possible. I'm so glad we could address all of your...
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We really enjoyed our responsive. The team was to our questions, concerns, and needs.
Reply from Kristi Hardy
September 4th, 2024 08:49 PM
I'm delighted to know that you enjoyed our services, Christopher. Your positive feedback means a great deal to me and the entire team at Atlantic Coast Mortgage. We always strive to be responsive and attentive to all our clients' needs and...
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From introduction to closing it was enjoyable.
Reply from Kristi Hardy
August 23rd, 2024 08:51 PM
I'm thrilled to hear that you found the entire process from introduction to closing enjoyable, Edward! I strive to make the loan process smooth and stress-free for all my clients, and I'm glad to know I was able to do so for you. Thank you...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Danélla S
Reply from Owner
August 22nd, 2024 02:54 PM
I'm over the moon to hear that you had a positive experience with us at Atlantic Coast Mortgage, Danélla! Your 5-star rating is greatly appreciated. It's always a pleasure to provide top-notch service and your feedback confirms that we're doing...
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The amount and speed of communication throughout the mortgage process was wonderful. Dana did a great job of talking us through our options and clearing up any questions we had throughout.
Reply from Kristi Hardy
August 21st, 2024 05:34 PM
I'm thrilled to hear that you had a positive experience with our mortgage process, Ashley. It's always our goal to provide clear and efficient communication to ensure our clients are well-informed about their options. I'll pass on your kind...
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Kristi and Maggie were amazing from start to finish. From giving us a rough mortgage estimate (months prior to us even being ready to look for home, almost a full year before we actually purchased our home) to answering all our questions with...
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Reply from Kristi Hardy
February 13th, 2025 05:12 PM
Courtney, thank you so much for your kind words! It was truly a pleasure working with you and helping guide you through the home-buying process. I'm thrilled to hear that you felt supported and informed each step of the way. Maggie and I understand...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)