Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
  • SFTP
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    Andrea F
    Harpers Ferry, WV
    Posted on September 20th, 2024 01:06 PM
    Kristi and the entire team were very responsive to our needs. Their communication is exceptional! I would highly recommend them!
    Reply from Kristi Hardy
    September 20th, 2024 01:21 PM
    I'm incredibly grateful for your kind words, Andrea! It's so rewarding to know that our efforts to communicate effectively and respond to your needs were appreciated. It was a pleasure to assist with your purchase and your recommendation means...
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    Eli C
    Posted on September 16th, 2024 03:39 PM
    Atlantic Coast Mortgage has a great automated portal, which was good at keeping us updated about our progress. And in addition to that, ACM folks were in constant contact with us about what we still needed to do, what requirements still need...
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    Reply from Owner
    September 20th, 2024 01:22 PM
    Hi Eli, I'm so glad to hear that you found our automated portal helpful and that our team was able to assist in keeping you updated and stress-free throughout the home-buying process. It's important to us at Atlantic Coast Mortgage that our...
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  • SFTP
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    Eli C
    Herndon, VA
    Posted on September 16th, 2024 03:38 PM
    I liked the automated portal, which was good at keeping us updated about our progress. And in addition to that, ACM folks like Dana Chapman, Christopher Glazewski, and Kristi Hardy were in constant contact with us about what we still needed...
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    Reply from Kristi Hardy
    September 16th, 2024 04:10 PM
    I'm thrilled to hear that our automated portal and constant communication helped alleviate some of the stress of the home-buying process for you, Eli. That's exactly what we aim for - making your journey as smooth as possible. It was a pleasure...
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    Jaime C
    Hedgesville, WV
    Posted on September 8th, 2024 03:15 PM
    Constant and clear communication. Made the process easy for a first time buyer like me!
    Reply from Kristi Hardy
    September 8th, 2024 03:32 PM
    I'm thrilled to hear that you had a positive experience, Jaime! Clear communication is key, especially when it comes to navigating the process as a first time buyer. I'm glad I could make it easy for you. Thank you for the kind review and the...
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  • SFTP
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    Tieren G
    Broadlands, VA
    Posted on September 5th, 2024 12:24 PM
    No hidden fee
    Reply from Kristi Hardy
    September 5th, 2024 01:04 PM
    I'm thrilled to hear that you had a positive experience with your home purchase, Tieren. Transparency is key in our business at Atlantic Coast Mortgage, and I always aim to ensure there are no hidden fees. Your 5-star rating means a lot to...
    read more
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    Lou L
    Posted on September 4th, 2024 08:19 PM
    Kristi is a Rockstar. Full stop! Although she was not personally gathering and processing my documents, she made sure to keep me updated, provided GREAT counseling, and had me motivated all the way to closing. Kristi is honestly the ONLY reason...
    read more
    Reply from Owner
    September 8th, 2024 03:33 PM
    Hi Lou, I am thrilled to hear such wonderful feedback! Your praises warm my heart and motivate me to strive harder for all of my clients. Thank you for recognizing the passion I put into my work, it truly means a lot. It's customers like you,...
    read more
  • SFTP
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    Loubens L
    Stafford, VA
    Posted on September 4th, 2024 08:18 PM
    Kristi is a Rockstar. Full stop! Although she was not personally gathering and processing my documents, she made sure to keep me updated, provided GREAT counseling, and had me motivated all the way to closing. Kristi is honestly the ONLY reason...
    read more
    Reply from Kristi Hardy
    September 4th, 2024 08:34 PM
    Hey Loubens, Thank you so much for your glowing review! I'm thrilled to hear that you felt supported and motivated throughout the process. Your kind words mean the world to me and my team. Also, I'm glad my "charismatic aggressiveness" came...
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    Lou L
    Posted on September 4th, 2024 12:00 AM
    Kristi is a Rockstar. Full stop! Although she was not personally gathering and processing my documents, she made sure to keep me updated, provided GREAT counseling, and had me motivated all the way to closing. Kristi is honestly the ONLY reason...
    read more
    Reply from Owner
    July 6th, 2025 12:00 AM
    Hi Lou, I am thrilled to hear such wonderful feedback! Your praises warm my heart and motivate me to strive harder for all of my clients. Thank you for recognizing the passion I put into my work, it truly means a lot. It's customers like you,...
    read more
  • SFTP
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    David B
    Chambersburg, PA
    Posted on September 1st, 2024 02:26 AM
    Communication, communication, communication everything was great no complaints , worry free and always answered my questions
    Reply from Kristi Hardy
    September 4th, 2024 08:35 PM
    I'm thrilled to hear that you had a positive experience with Atlantic Coast Mortgage, David! Communication is key in our line of work, so I'm glad that you felt informed and worry-free throughout the entire process. I'm here to answer any questions...
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  • SFTP
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    Abdoul T
    Charles Town, WV
    Posted on August 30th, 2024 12:40 PM
    Thank you for support
    Reply from Kristi Hardy
    September 4th, 2024 08:35 PM
    I'm delighted to hear that you felt supported throughout your loan purchase process, Abdoul. At Atlantic Coast Mortgage, we strive to provide the best service and it sounds like your experience reflected just that. Your positive feedback means...
    read more
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)