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Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Fairfax
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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(571) 246-6767
Fairfax, VA
https://www.atlanticcoastmortgage.com/loan-officer/kristi-hardy/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
  • SFTP
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    Helen A
    Alexandria, VA
    Posted on March 17th, 2025 12:58 AM
    Thank you for going above and beyond with all the details and clarifying and re-clarifying everything for us as first-time homeowners!
    Reply from Kristi Hardy
    March 21st, 2025 03:19 PM
    Hi Helen, Thank you so much for your kind words! It was truly a pleasure to work with you through the home buying process. I'm thrilled to hear that you felt supported and that I could help make everything clear for you. Congratulations on...
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  • SFTP
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    Kate W
    Leesburg, VA
    Posted on March 13th, 2025 05:36 PM
    Kristi was extremely responsive when we were working under tight deadlines. Her expertise was obvious, and helped us secure our home.
    Reply from Kristi Hardy
    March 21st, 2025 03:19 PM
    Kate, thank you so much for your kind words! It was truly a pleasure working with you, and I'm thrilled that we were able to secure your dream home together. Your trust and confidence in me during such a critical time made the process smooth...
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    Mustafa N
    Posted on March 12th, 2025 02:29 PM
    Dana is a great person, very professional and patient. Thank you.
    Reply from Owner
    December 17th, 2025 01:26 AM
    I'm glad to hear that you had a positive experience. It's wonderful to know that Dana's professionalism and patience stood out during your time with us. Thank you for sharing your experience!
  • SFTP
    M
    Mustafa N
    Ashburn, VA
    Posted on March 12th, 2025 02:26 PM
    exceptional customer service
    Reply from Kristi Hardy
    March 21st, 2025 03:19 PM
    Mustafa, thank you so much for your kind words. It was a pleasure working with you on your home purchase. I'm thrilled to hear that you felt the customer service was exceptional—ensuring a smooth process and supporting you every step of the...
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    Juhie A
    Posted on March 12th, 2025 12:52 PM
    This team was amazing to work with.We were referred to Kristi Hardy by a friend and worked with Maggie for our loan. Maggie picked up the phone almost every time and answered emails quickly. She also was very thorough and answered all of our...
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    Reply from Owner
    December 17th, 2025 01:26 AM
    Juhie, I'm thrilled to hear about your positive experience with our team! It's wonderful to know that Maggie was able to assist you so effectively and make the mortgage process less stressful. We take pride in ensuring our clients have all...
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  • SFTP
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    Juhie A
    Stephenson, VA
    Posted on March 12th, 2025 12:49 PM
    Maggie was always available to answer all of our questions (and we had a lot!). She picked up the phone almost every time and answered all emails promptly. This team definitely knows what they are doing. We are very happy with their customer...
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    Reply from Kristi Hardy
    March 21st, 2025 03:20 PM
    Thank you so much, Juhie, for your kind words and for taking the time to share your experience. I'm thrilled to hear that Maggie and the team were able to provide you with the support and answers you needed throughout the process. We're dedicated...
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  • SFTP
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    Debra G
    Frederick, MD
    Posted on March 9th, 2025 03:49 AM
    03.09.25: This was our 2nd buying experience with Kristi and the Atlantic Coast Mortgage Company. Every step in the process was very smooth and enjoyable. Thank you so much for keeping us 1 step ahead in our transactions! Debra & David
    Reply from Kristi Hardy
    March 21st, 2025 03:21 PM
    Thank you, Debra and David! It truly means a lot to hear that your experience was smooth and enjoyable. Working with you both again was a pleasure, and I'm thrilled that we could keep everything running seamlessly. If you ever need anything...
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  • SFTP
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    Charles P
    Gerrardstown, WV
    Posted on March 3rd, 2025 06:38 PM
    N/A........
    Reply from Kristi Hardy
    March 3rd, 2025 06:42 PM
    Hi Charles, Thank you for taking the time to leave a review. I'm thrilled to hear about your experience, even though there weren't specific comments included. It's my goal to ensure every client feels informed and supported through their home...
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    Terissa A
    Posted on February 28th, 2025 04:34 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Terissa A
    Reply from Owner
    December 17th, 2025 01:26 AM
    Thanks so much for your glowing review, Terissa. I'm really glad to hear about your positive experience. It's important to me that you felt supported throughout the mortgage process, and it's rewarding to know I could be a part of your journey....
    read more
  • SFTP
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    Terissa A
    Thurmont, MD
    Posted on February 28th, 2025 04:34 PM
    Communication was amazing!
    Reply from Kristi Hardy
    March 3rd, 2025 06:42 PM
    Thank you so much, Terissa! I'm thrilled to hear that you found the communication amazing. It was a pleasure working with you on your home purchase, and I'm glad I could make the process smooth and transparent. If you ever need anything in...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area
    Fairfax, VA
    Other Serving Areas
    Washington, DC
    Rockville, MD
    Charles Town, WV

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Awards
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
      • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)