Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reply from Kristi Hardy
April 14th, 2025 08:43 PM
I'm glad to hear that communication was a positive aspect of your experience. It was my pleasure to assist you with your purchase. Thank you for your review!
Excellent work
Reply from Kristi Hardy
April 14th, 2025 08:44 PM
Thank you, Kamalesh, for your kind words and perfect rating. I'm thrilled to hear that you were pleased with the service provided for your purchase. It was a pleasure working with you at Atlantic Coast Mortgage. If you have any further questions...
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It was great working with Kristi and the team. The team was very responsive and Maggie our loan officer took her time to explain all the details as we were first time home buyers and not familiar with the process. Highly recommend!
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Reply from Kristi Hardy
April 8th, 2025 05:39 PM
I'm thrilled to hear that your experience with us was positive. It was wonderful working with you, and I'm glad the team, including Maggie, could assist you effectively as first-time home buyers. Thank you for your recommendation!
Would totally recommend! Kristy and her team kept us updated throughout the complete purchase process. They helped us understand our rate options, the appraisal process, and just the questions we had as 1st time home buyers. Thank you so much,...
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Reply from Owner
December 17th, 2025 01:26 AM
I'm thrilled to hear that your experience as a first-time homebuyer was positive. It was a pleasure assisting you with the process and ensuring you were well-informed every step of the way. Thank you for your kind recommendation!
Kristy and her team kept us updated throughout the complete purchase process. They helped us understand our rate options, the appraisal process, and just the questions we had as 1st time home buyers. Thank you so much, Kristi!
Reply from Kristi Hardy
April 7th, 2025 07:49 PM
I'm delighted to hear that you felt well-informed throughout your home purchase process. It was a pleasure assisting you with your rate options and the appraisal process. Thank you for trusting us with your first home buying experience.
We had a challenging home purchase due to the situations out side of our control but Kristi and Dana fought for us, rushed when we needed it, and were quick to answer every question we could think of. I would definitely recommend team Hardy...
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Reply from Kristi Hardy
April 14th, 2025 08:44 PM
I'm thrilled to hear that despite the challenges, we could assist you effectively. It was a pleasure for Dana and me to work with you, and your recommendation means a lot to us. Thank you for choosing Team Hardy for your mortgage needs.
We had a challenging home purchase due to the situations out side of our control but Kristi and Dana fought for us, rushed when we needed it, and were quick to answer every question we could think of. I would definitely recommend team Hardy...
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Kristi and Dana were quick to respond to every question. It was a challenging process due to the seller and the title company but they were on our side through it all.
Reply from Kristi Hardy
March 28th, 2025 04:05 PM
I'm glad to hear that you were satisfied with the support Dana and I provided throughout the challenging process. It was a pleasure working with you, and we are grateful for your trust in Atlantic Coast Mortgage. If you have any further questions...
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Top notch, best of the best, I have purchased over a half dozen of fee simple real properties previously using other mortgage brokers, on this purchase team Hardy did a phenomenal job outshining the rest.
Reply from Owner
December 17th, 2025 01:26 AM
Thank you, Philip, for taking the time to share your experience. I'm thrilled to know that my team's efforts made such an impact on your home-buying journey. Providing top-notch service is always my aim, and it's wonderful to hear that this...
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Team Hardy are true professionals they provided exceptional service through all the steps of finance and closing on the purchase of my property in Northern Virginia. I recommend their loan services to anyone in need of financial suppor.t. Thank...
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Reply from Kristi Hardy
March 21st, 2025 03:18 PM
Philip, thank you so much for your kind words! It was truly a pleasure working with you on your property purchase. My team and I are thrilled to hear that you had a great experience with our services. We always strive to provide exceptional...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)