Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
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Reviews from Web
  • FTP
    J
    Janet H
    Winchester, VA
    Posted on March 19th, 2020 08:10 PM
    Great communication and availability for questions and concerns!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you for your review! We're glad to hear that you appreciated our great communication and availability. If you have any more questions or concerns, or if you need assistance in the future, please don't hesitate to reach out to us.
  • FTP
    G
    Gwen P
    Stephenson, VA
    Posted on March 19th, 2020 08:10 PM
    Teamwork, excellent communication and professionalism Armour 3 standards for any partners and you hit them all :-)
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    We're thrilled that our teamwork, communication, and professionalism met your standards. We value your feedback and appreciate the opportunity to serve you. Should you require our services again in the future or know someone who does, please...
    read more
  • FTP
    D
    Dana H
    Leesburg, VA
    Posted on March 19th, 2020 08:05 PM
    Kristie and her team were terrific! They give you their undivided attention and makes you feel like your needs are their number one priority. They are knowledgeable about the market and can quickly offer their expert advice to negotiate a good...
    read more
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you, Dana! We're thrilled to hear that you had a terrific experience with Kristi and our team. Providing undivided attention and making our clients' needs a top priority is what we strive for. We're glad you found our market knowledge...
    read more
  • FTP
    T
    Traci B
    Round Hill, VA
    Posted on March 19th, 2020 08:02 PM
    Response to all clients/agents is very good...always answers the phone!! Very knowledgeable in helping clients with their financial situation and strategizing to help them meet their goals of buying a house! Highly recommend!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much for your kind review! We're thrilled to hear that you appreciate our excellent client service, prompt responses, and expertise. We're always here to assist you in achieving your home buying goals. Don't hesitate to reach out...
    read more
  • FTP
    M
    Melissa A
    Stephenson, VA
    Posted on March 19th, 2020 07:57 PM
    The Hardy team got me into my dream home in a really tough situation. They worked hard and worked smart to get everything where it needed to be and ended up working out better than we all thought. Thank you, Hardy team, for making my world...
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    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you for your kind words! We're thrilled to have helped you find your dream home. If you ever need assistance in the future, don't hesitate to reach out to the Hardy team. We'll be here to make your world come together again.
  • Zillow
    M
    Matt
    Posted on January 29th, 2020 12:00 AM
    Kristi Bain Hardy and the rest of her team were an absolute pleasure to work with. The level of service far exceeded my expectations and I would highly recommend Kristi Bain Hardy and Atlantic Coast Mortgage to friends and family members.
  • Zillow
    S
    Sreese70
    Posted on September 25th, 2019 12:00 AM
    Kristi Bain Hardy and her team are excellent! I have used them to purchase a home and refinance that same home two years after the purchase. Both experiences were very good. I will continue to go back to Atlantic Coast Mortgage for all of my...
    read more
  • Zillow
    D
    Daniel D
    Posted on September 3rd, 2019 12:00 AM
    The process was smooth and we had constant guidance throughout each step of the process. We really appreciated that we were able to put in an offer on a short notice on a weekend. I would definitely recommend Atlantic Coast Mortgage's services...
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  • Zillow
    J
    James A
    Posted on July 24th, 2019 12:00 AM
    Knowledgeable and helpful.Very friendly and easy to work with from start to finish.I went to an open house just as a curiosity, the Realtor recommended me Atlantic Coast Mortgage.I called them to check on my Financial status and after 60 days...
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  • Zillow
    K
    Kenlends
    Posted on July 7th, 2019 12:00 AM
    Kristi and her team were very responsive. It wasn't unusual for Kristi to respond to questions late at night, since that was the time we were able to work on the refi. They continued to put as at ease throughout the process. They were all very...
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  • 1281–1290 of 1296
    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)