

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Always available for my 1,001 questions, attentive, and patient! Fees and rates that beat my credit union with better customer service. No place matches the experience given at this company! Thanks to Kristi and her team I have done multiple...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much for your wonderful review! We're delighted to hear that we have consistently been available to answer your questions, provided attentive and patient service, and offered fees and rates that beat your credit union. We take...
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Oh my goodness, Kristi and her team are the best. She has done countless loans for my clients and has continuously proven her reliability, her ingenuity, and the greatest level of service. Always my "go-to" lending partner -- simply the best...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Wow, thank you so much for your amazing review! We're thrilled to hear that our team have consistently provided exceptional service and reliability. We pride ourselves on being your go-to lending partner, and we appreciate your trust in us....
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Great communication and availability for questions and concerns!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your review! We're glad to hear that you appreciated our great communication and availability. If you have any more questions or concerns, or if you need assistance in the future, please don't hesitate to reach out to us.
Teamwork, excellent communication and professionalism Armour 3 standards for any partners and you hit them all :-)
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're thrilled that our teamwork, communication, and professionalism met your standards. We value your feedback and appreciate the opportunity to serve you. Should you require our services again in the future or know someone who does, please...
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Kristie and her team were terrific! They give you their undivided attention and makes you feel like your needs are their number one priority. They are knowledgeable about the market and can quickly offer their expert advice to negotiate a good...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you, Dana! We're thrilled to hear that you had a terrific experience with Kristi and our team. Providing undivided attention and making our clients' needs a top priority is what we strive for. We're glad you found our market knowledge...
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Response to all clients/agents is very good...always answers the phone!! Very knowledgeable in helping clients with their financial situation and strategizing to help them meet their goals of buying a house!
Highly recommend!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much for your kind review! We're thrilled to hear that you appreciate our excellent client service, prompt responses, and expertise. We're always here to assist you in achieving your home buying goals. Don't hesitate to reach out...
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The Hardy team got me into my dream home in a really tough situation. They worked hard and worked smart to get everything where it needed to be and ended up working out better than we all thought. Thank you, Hardy team, for making my world...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your kind words! We're thrilled to have helped you find your dream home. If you ever need assistance in the future, don't hesitate to reach out to the Hardy team. We'll be here to make your world come together again.
Kristi Bain Hardy and the rest of her team were an absolute pleasure to work with. The level of service far exceeded my expectations and I would highly recommend Kristi Bain Hardy and Atlantic Coast Mortgage to friends and family members.
Kristi Bain Hardy and her team are excellent! I have used them to purchase a home and refinance that same home two years after the purchase. Both experiences were very good. I will continue to go back to Atlantic Coast Mortgage for all of my...
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The process was smooth and we had constant guidance throughout each step of the process. We really appreciated that we were able to put in an offer on a short notice on a weekend. I would definitely recommend Atlantic Coast Mortgage's services...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)