

Kristi Culbertson at CrossCountry Mortgage
Loan Officer | NMLS #819792

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
I recently refinanced my home with Kristi and let me just say she made the process easier then I ever imagined it could be! I just wish I had come to her for my original closing. Not only was the process super easy but she was able to lower...
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Kristi exceeded our expectations from day one and made what is usually a painful process, extremely quick and painless. She was very informative and explained all of the programs that we qualified for and which would best suit what we were...
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Reply from Owner
September 22nd, 2016 12:00 AM
It was truly my pleasure to assist you with the home buying process! If you ever have any questions, please don't hesitate to contact me!:) I always want what is best for my clients and I'm so happy this worked out so well for you both!:)
My loan process went great, there is always stress involved but Kristi did a great job making it as stress free as possible. I would highly recommend her to anyone.
Reply from Owner
September 22nd, 2016 12:00 AM
Thank you so much for allowing me to help you out!!:) It was a true pleasure and I'm so happy that everything worked out so well!!!
I had an outstanding experience with Kristi. She was extremely knowledgeable and made this process not only smooth but enjoyable. I will recommend her to everyone and would love to work with her again with any future investments.
Reply from Owner
September 22nd, 2016 12:00 AM
Thank you so much!!:) I love helping my clients and it's the best when we can have a good time during the process!!!!:)
OMG world! sorry to sound so mordern but this is how I must express myself in describing Kristi...as a first time home owner I was insecure and unsure of the outcome..This feeling drastically changed once I met Kristi..from the begining she...
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Reply from Owner
September 22nd, 2016 12:00 AM
I'm speechless! I know that doesn't happen often but wow! Thank you SOOO much! I loved every minute of this process and I hope to work with you again in the future!:) Good luck!!:)
Kristi is amazing !! For one, she is extremely committed and always on top of things. Kristi is definitely a "lady" of her word , if she says it then she means it . All in all, I enjoyed her services and hope the best for her . 2 thumbs up...
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Reply from Owner
September 22nd, 2016 12:00 AM
I truly appreciate your business and I'd love to help you or your family in the future!:) You were a true pleasure to deal with!:)
Being a first time home buyer i had a pretty big learning big learnin curve when it came to the whole process. Little did i know that i was getting the best when Kristi contacted me to begin my home buying experience. She was on top of every...
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Reply from Owner
June 20th, 2016 12:00 AM
Thank you sooooo much!! You deserve the BEST and I'm so happy we are closing in your new home today!!!!! YAY!!!!!!!!! See you soon!!!!!!
Two friends and I decided to buy an Oceanfront Beach House in Avon, NC on Hatteras Island. Because we all three were self employed, obtaining financing was challenging. Then we met Kristi Holland!! She was absolutely amazing with her wealth...
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Reply from Owner
June 13th, 2016 12:00 AM
Thank you so much for your extremely kind words!:) It was an absolute pleasure working with the three of you! AND we are now friends for life!!:)
Kristi Holland helped me with the refinance of an investment property. It was a difficult deal but she worked, tirelessly, to get the job done. Even when the appraisal had problems, she found a solution. The loan closed in record time!!!
Let me start by just saying Kristi Holland is awesome!! When it came time get the loan for my new house she was very helpful, always took time to make sure I understood every detail. It was comforting knowing that I had someone on my side fighting...
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Reply from Owner
June 13th, 2016 12:00 AM
I'm just trying to stay as great as Beach Mulch!!:):) Thank you so very much for allowing me to help you in obtaining the exact home you had been looking for! It was truly a pleasure! Looking forward to many more deals together!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819792 | Branch NMLS #2613306
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- Finance
- Licensed Mortgage Loan Originator
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 819792
Achievements
- 2018 Presidents Club
- 2019 Presidents Club
- 2020 Presidents Club
Hobbies
- All things involving the BEACH~:)
- Travel
- Family Time
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095