

Kristi Culbertson at CrossCountry Mortgage
Loan Officer | NMLS #819792

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Kristi always does an excellent job with all of my clients! She keeps in touch with everyone throughout the process and makes it a point to always reach out to the listing agent as soon as my buyer's offer has been submitted! In a multiple...
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Reply from Kristi Culbertson
June 29th, 2026 05:03 PM
Robert, I appreciate your thoughtful review and for recognizing my efforts in staying connected with all parties involved. I'm grateful for the opportunity to work with your clients and assist in making the process smoother, especially during...
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Kristi and team were GREAT
Reply from Kristi Culbertson at CrossCountry M...
June 20th, 2026 03:33 PM
I appreciate your kind words, Heather. I'm pleased to hear that you had a positive experience with my team and me!!! If you ever need assistance in the future, feel free to reach out.im always here for you!
Smooth transaction ! Great communication. Fast closing!
Reply from Kristi Culbertson at CrossCountry M...
May 26th, 2026 01:58 PM
Thank you for sharing your experience, Stacy!! I really ejoyed working wtih you and I'm looking forward to our next closing together! I'm always here to help!
Professional and very pleasant to work
Reply from Kristi Culbertson at CrossCountry M...
January 26th, 2026 02:36 PM
I appreciate your kind words, Michael. It's gratifying to know you found our work together both professional and enjoyable. If there's anything else I can assist you with in the future, please feel free to reach out.
Always great working with Kristi! I know I'm in good hands and she has my best interest at heart!
Reply from Kristi Culbertson at CrossCountry M...
December 17th, 2025 03:44 PM
It's great to hear such positive words about our work together, Laura. Knowing that you feel cared for and confident in the process means a lot to me. If you ever have more questions or need further assistance, I'm just a call away.
It was efficient
Reply from Kristi Culbertson at CrossCountry M...
November 11th, 2025 07:43 PM
I appreciate your feedback, Reginald. I'm glad to hear that you found the process efficient. If there's anything else I can assist you with, feel free to reach out.
Kristi is an excellent with handling all of your mortgage needs. Very knowledgeable and informative
Reply from Owner
December 9th, 2025 12:00 AM
Thank you so much for this positive review:) I’m always happy to help my clients!!!
I am not an easy persok to work for because I challenge and push people. I am a business onwer myself so I understand the dynamics of most business concepts. Kristi stuck with it and went to bat and helped and worked for me, when others couldve...
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Reply from Kristi Culbertson at CrossCountry M...
November 10th, 2025 05:03 PM
Thank you for sharing your thoughts, John. I truly appreciate your understanding of the process and am glad I could meet your expectations. It's my goal to offer the best support possible, and it's rewarding to know my efforts were helpful...
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Kristi did a great job and worked very hard for us. She was reachable and quick to find a solution to obstacles.
Reply from Owner
December 9th, 2025 12:00 AM
Thank you so much John! I’m always here to help!!!
Kristi was great through the entire process of buying our home I will definitely be contacting her if I'm ever in need of this kind of services in the future .
Reply from Kristi Culbertson
September 19th, 2025 03:43 AM
Thank you for sharing your experience. I'm glad to know that you felt supported throughout your home-buying journey. It would be my pleasure to assist you with any future needs. Don't hesitate to reach out if you have any questions down the...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819792 | Branch NMLS #2613306
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Search Rank ScoreLearn More →
570
/850
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Memberships
- Finance
- Licensed Mortgage Loan Originator
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 819792
Achievements
- 2018 Presidents Club
- 2019 Presidents Club
- 2020 Presidents Club
Hobbies
- All things involving the BEACH~:)
- Travel
- Family Time
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095