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Kristi Culbertson at CrossCountry Mortgage - Loan Officer | NMLS #819792 in Chesapeake, VA

Kristi Culbertson at CrossCountry Mortgage

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Loan Officer | NMLS #819792

4.98
(70)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Overall Ratings
4.98
(70)
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Reviews from Web
  • 5.0
    TotalExpert
    R
    Robert S
    Chesapeake, VA
    Posted on June 21st, 2026 03:08 AM
    Kristi always does an excellent job with all of my clients! She keeps in touch with everyone throughout the process and makes it a point to always reach out to the listing agent as soon as my buyer's offer has been submitted! In a multiple...
    read more
    Reply from Kristi Culbertson
    June 29th, 2026 05:03 PM
    Robert, I appreciate your thoughtful review and for recognizing my efforts in staying connected with all parties involved. I'm grateful for the opportunity to work with your clients and assist in making the process smoother, especially during...
    read more
  • 5.0
    TotalExpert
    H
    Heather R
    Chesapeake, VA
    Posted on June 20th, 2026 02:51 PM
    Kristi and team were GREAT
    Reply from Kristi Culbertson at CrossCountry M...
    June 20th, 2026 03:33 PM
    I appreciate your kind words, Heather. I'm pleased to hear that you had a positive experience with my team and me!!! If you ever need assistance in the future, feel free to reach out.im always here for you!
  • 5.0
    TotalExpert
    S
    Stacy R
    Hertford, NC
    Posted on May 24th, 2026 04:42 PM
    Smooth transaction ! Great communication. Fast closing!
    Reply from Kristi Culbertson at CrossCountry M...
    May 26th, 2026 01:58 PM
    Thank you for sharing your experience, Stacy!! I really ejoyed working wtih you and I'm looking forward to our next closing together! I'm always here to help!
  • 5.0
    TotalExpert
    M
    Michael Q
    Smithfield, VA
    Posted on January 25th, 2026 01:24 PM
    Professional and very pleasant to work
    Reply from Kristi Culbertson at CrossCountry M...
    January 26th, 2026 02:36 PM
    I appreciate your kind words, Michael. It's gratifying to know you found our work together both professional and enjoyable. If there's anything else I can assist you with in the future, please feel free to reach out.
  • 5.0
    TotalExpert
    L
    Laura V
    Carrollton, VA
    Posted on December 16th, 2025 05:31 PM
    Always great working with Kristi! I know I'm in good hands and she has my best interest at heart!
    Reply from Kristi Culbertson at CrossCountry M...
    December 17th, 2025 03:44 PM
    It's great to hear such positive words about our work together, Laura. Knowing that you feel cared for and confident in the process means a lot to me. If you ever have more questions or need further assistance, I'm just a call away.
  • 5.0
    TotalExpert
    R
    Reginald W
    Portsmouth, VA
    Posted on November 11th, 2025 07:36 PM
    It was efficient
    Reply from Kristi Culbertson at CrossCountry M...
    November 11th, 2025 07:43 PM
    I appreciate your feedback, Reginald. I'm glad to hear that you found the process efficient. If there's anything else I can assist you with, feel free to reach out.
  • 5.0
    google
    R
    Reggie W
    Posted on November 11th, 2025 12:00 AM
    Kristi is an excellent with handling all of your mortgage needs. Very knowledgeable and informative
    Reply from Owner
    December 9th, 2025 12:00 AM
    Thank you so much for this positive review:) I’m always happy to help my clients!!!
  • 5.0
    SFTP
    J
    John K
    Virginia Beach, VA
    Posted on November 10th, 2025 04:55 PM
    I am not an easy persok to work for because I challenge and push people. I am a business onwer myself so I understand the dynamics of most business concepts. Kristi stuck with it and went to bat and helped and worked for me, when others couldve...
    read more
    Reply from Kristi Culbertson at CrossCountry M...
    November 10th, 2025 05:03 PM
    Thank you for sharing your thoughts, John. I truly appreciate your understanding of the process and am glad I could meet your expectations. It's my goal to offer the best support possible, and it's rewarding to know my efforts were helpful...
    read more
  • 5.0
    google
    J
    John K
    Posted on November 10th, 2025 12:00 AM
    Kristi did a great job and worked very hard for us. She was reachable and quick to find a solution to obstacles.
    Reply from Owner
    December 9th, 2025 12:00 AM
    Thank you so much John! I’m always here to help!!!
  • 5.0
    API
    D
    Douglas B
    Gates, NC
    Posted on September 12th, 2025 03:42 AM
    Kristi was great through the entire process of buying our home I will definitely be contacting her if I'm ever in need of this kind of services in the future .
    Reply from Kristi Culbertson
    September 19th, 2025 03:43 AM
    Thank you for sharing your experience. I'm glad to know that you felt supported throughout your home-buying journey. It would be my pleasure to assist you with any future needs. Don't hesitate to reach out if you have any questions down the...
    read more
  • 10 of 70
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819792 | Branch NMLS #2613306
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    570
    /850
    Search Rank Score
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    Memberships
    • Finance
    • Licensed Mortgage Loan Originator
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 819792
    Achievements
    • 2018 Presidents Club
    • 2019 Presidents Club
    • 2020 Presidents Club
    Hobbies
    • All things involving the BEACH~:)
    • Travel
    • Family Time
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS