

Kristi Culbertson at CrossCountry Mortgage
Loan Officer | NMLS #819792

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Kristi and the whole team at Atlantic Bay have now helped us purchase our home as well as refi a year later when the rates dropped. She reached out to us to let us know the rates were changing and it would be a great time to refinance. On both...
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Reply from Kristi Culbertson
May 7th, 2021 10:14 PM
Thank you guys so much!! It was truly my pleasure to help you and I can’t wait to work with you again!
Kristi and the whole team at Atlantic Bay have now helped us purchase our home as well as refi a year later when the rates dropped. She reached out to us to let us know the rates were changing and it would be a great time to refinance. On both...
read more
Reply from Owner
May 7th, 2021 12:00 AM
Thank you guys so much!! It was truly my pleasure to help you and I can’t wait to work with you again!
Man.... I can't think Kristi enough. She was super responsive through the whole process, answering questions and clarifying items right away. As first-time home buyers, she answered all of our questions, reviewed pros and cons of every decision,...
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Reply from Kristi Culbertson
January 20th, 2021 12:53 PM
Coleen, thank you so much for trusting me to guide you thru this extraordinary process! You guys were wonderful to work with and it was truly my pleasure to work with you! I know you'll LOVE your new home and I can't wait to work with you again...
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Man.... I can't think Kristi enough. She was super responsive through the whole process, answering questions and clarifying items right away. As first-time home buyers, she answered all of our questions, reviewed pros and cons of every decision,...
read more
Reply from Owner
January 20th, 2021 12:00 AM
Coleen, thank you so much for trusting me to guide you thru this extraordinary process! You guys were wonderful to work with and it was truly my pleasure to work with you! I know you'll LOVE your new home and I can't wait to work with you again...
read more
My husband and I recently bought our first home and many thanks were in order for Kristi! She was with us every step of the way, kept us informed, and was ON TOP of everything. We were in the best hands and all we had to do was just sit back...
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Reply from Kristi Culbertson
August 20th, 2019 03:52 PM
Thank you so much! It's my personal goal to make the home buying process as smooth and seamless as possible for my clients!!:) I'm SO happy to hear that you guys were pleased:):) I wish nothing buy happiness and I'm always here for you is you...
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My husband and I recently bought our first home and many thanks were in order for Kristi! She was with us every step of the way, kept us informed, and was ON TOP of everything. We were in the best hands and all we had to do was just sit back...
read more
Reply from Owner
August 20th, 2019 12:00 AM
Thank you so much! It's my personal goal to make the home buying process as smooth and seamless as possible for my clients!!:) I'm SO happy to hear that you guys were pleased:):) I wish nothing buy happiness and I'm always here for you is you...
read more
Kristi Holland has gone above and beyond what would be expected as a mortgage lender. she move mountains and slay dragons to close in record time. If you need to make a deal you need to use Kristi Holland.
Kristi is Absolutely The Best of the Best!!! We use Kristi to Represent all of our Clients and they All Love her! Nobody will take better care of you than this girl! She has Amazing Customer Service and we wouldn't use anyone else and neither...
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I recently was in the market to buy a new house. I reached out to Kristi and she was VERY helpful! She answered all questions in a timely manner and was very helpful and professional throughout. I would recommend her to everyone that is looking...
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Kristi Culbertson at CrossCountry Mortgage has received a review with 5 star rating from James C
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819792 | Branch NMLS #2613306
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- Finance
- Licensed Mortgage Loan Originator
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 819792
Achievements
- 2018 Presidents Club
- 2019 Presidents Club
- 2020 Presidents Club
Hobbies
- All things involving the BEACH~:)
- Travel
- Family Time
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095