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Kristen Smith - VP/Mortgage Loan Officer | NMLS # 306103 in Suffolk, VA

Kristen Smith

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VP/Mortgage Loan Officer | NMLS # 306103

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Old Dominion University
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
Company Logo
Old Dominion University
Old Dominion University
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Overall Ratings
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5 Star
91%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • google
    R
    Richard H
    Posted on January 23rd, 2020 01:31 AM
    Kristen Smith has received a review with 5 star rating from Richard H
  • Encompass
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    RICHARD L
    Chesapeake, VA
    Posted on January 23rd, 2020 01:31 AM
    We had a lot going on at home while the team worked on getting our home refinanced. They were very patient with us as we didn't always get our information to them in a timely manner. They really helped us out and we appreciate that
  • google
    J
    Jody F
    Posted on January 22nd, 2020 03:39 PM
    Kristen Smith has received a review with 5 star rating from Jody F
  • Encompass
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    Jody C
    Chesapeake, VA
    Posted on January 22nd, 2020 03:39 PM
    Kristen and Angie were very easy to talk with and personable.
  • Encompass
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    THOMAS G
    Chesapeake, VA
    Posted on December 30th, 2019 10:45 PM
    All good
  • Encompass
    R
    RAELEA G
    Chesapeake, VA
    Posted on December 30th, 2019 04:24 PM
    Kristen was informative, efficient and helpful with everything involved with our loan. She talked us through the process and explained everything. She was personable and made us feel comfortable in asking all questions that we had and she answered...
    read more
  • Encompass
    B
    BRET L
    Carrollton, VA
    Posted on December 15th, 2019 02:58 PM
    Great responsiveness from Alice in particular. The whole team was great to deal with, but Alice was above and beyond. We often didn't get to email until after work and Alice always responded quickly, even late in the evening.
  • Encompass
    K
    Kelley B
    Norfolk, VA
    Posted on December 1st, 2019 04:53 PM
    Kristen and her team were fantastic from the beginning. This was our fourth home purchase and by far the best financial experience.
  • Encompass
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    Thomas J
    Norfolk, VA
    Posted on November 27th, 2019 02:10 PM
    I knew from the beginning that this was not going to be an easy process. Kristen and her team assured me things would be okay if we just followed the process. So I took the leap. From there they navigated, I followed the process, and we made...
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  • Encompass
    E
    Eboni X
    Suffolk, VA
    Posted on November 11th, 2019 01:23 PM
    Very streamlined process!!
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    About
    Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process. As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams Specializes in Conventional, FHA and VHDA loan programs Knowledgeable in construction financing
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Home Equity Loans
    View All
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    Education
    • Old Dominion University
      Old Dominion University logo
    • Christopher Newport University
      Christopher Newport University logo
    Positions
    • TowneBank Mortgage - VP- Senior Loan Officer
      May 22nd, 2006 - Current
    Memberships
    • Portsmouth Museum Foundation Board Member
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 306103
    Awards
    2016 40 Under 40 R...
    2012-Present Chair...
    Hobbies
    • Spending time with My Kids, Family and Friends.
    • Going Camping and hitting the Beach.
    • Volunteering within the community and helping others.
    • View All
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.