Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
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Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Kristen Smith has received a review with 5 star rating from Christen W
The whole Towne bank Team was very responsive and helpful. Would definitely come to Kristen again for our Mortgage needs. Thanks for everything!!!
Kristen Smith has received a review with 5 star rating from Randy R
Attention to detail and keeping me informed along the way.
I felt like the process was very impersonal. There was very little communication, unless we initiated it. Only one or two quick phone calls that I asked for to get clarification on things. I know this process is time sensitive, but it felt...
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Kristen Smith has received a review with 5 star rating from Josh
Kristen and her team made created a pleasant lending experience. As a first time buyer, I had lots of questions throughout the process, and they were always sure to make things easy for me along the way. Kristen also made me aware of a first...
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Kristen Smith has received a review with 5 star rating from Ashley G
Everyone was super great to deal with and very prompt with their responses
She and her assistant, Angie, are wonderful. So easy to work with and very good at what they do. They receive my highest praise.
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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