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Kristen Smith - VP/Mortgage Loan Officer | NMLS # 306103 in Suffolk, VA

Kristen Smith

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VP/Mortgage Loan Officer | NMLS # 306103

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Old Dominion University
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
Company Logo
Old Dominion University
Old Dominion University
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
91%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    CHRISTY L R
    Portsmouth, VA
    Posted on November 19th, 2021 06:31 PM
    Kristen is amazing. She is professional, knowledgeable, efficient and a great person to work with. She genuinely cares about her clients and wants to help. She went above and beyond for me. She answered every tiny question and made me feel...
    read more
  • Encompass
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    Laura W
    Carrollton, VA
    Posted on November 16th, 2021 02:58 AM
    Kristen is very knowledgeable in her field.
  • Encompass
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    MICHAEL A M
    Chesapeake, VA
    Posted on November 12th, 2021 03:40 PM
    She knows the job, PERIOD. Her communication skill is exceptional, above all, she's so nice and kind. I know something when it comes to this Real Estate business, I must tell you she's one of the best in the area, have dealt with lots of them....
    read more
  • Encompass
    A
    Austin B S
    Norfolk, VA
    Posted on November 4th, 2021 03:39 PM
    Kristen was always prompt and helpful when answering questions or requesting information. She always kept me in the loop of where we were at in the process and what the next steps were. Kristen was a pleasure to work with!
  • Encompass
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    Sherilynn P C
    Portsmouth, VA
    Posted on October 28th, 2021 10:49 AM
    We had a lot of problems and delays. Kristen and her team did everything they could to help me.
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    Cheryl T C
    Suffolk, VA
    Posted on October 19th, 2021 01:41 PM
    Everybody in the process was very helpful and informative. We knew exactly what to expect at every step of the process and all questions were answered in a very timely manner. We are very pleased at how quickly everything went.
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    Tiara T
    Posted on August 1st, 2021 12:00 AM
    The whole team we were fortunate to work with at Towne Bank were kind and helpful throughout the whole process. They were patient enough to answer all of our questions no matter how simple. We are grateful for their assistance and we highly...
    read more
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    Tiara T S
    Posted on May 31st, 2021 09:04 PM
    The whole team we were fortunate to work with at Towne Bank were kind and helpful throughout the whole process. They were patient enough to answer all of our questions no matter how simple. We are grateful for their assistance and we highly...
    read more
  • Encompass
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    TIARA M
    Suffolk, VA
    Posted on May 22nd, 2021 01:09 AM
    The team at Towne Bank explained the loan process to us in great detail. We felt like we could ask them anything. They responded to our inquiries timely and even took the time to walk us through uploading information through the app. We appreciate...
    read more
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    LINWOOD M
    Suffolk, VA
    Posted on May 12th, 2021 03:53 AM
    Kristen and her team made our home buying process a wonderful experience. They ensured that they were available whenever we had questions and provided guidance from start to finish. My family and I are truly thankful for your support.
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    About
    Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process. As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams Specializes in Conventional, FHA and VHDA loan programs Knowledgeable in construction financing
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Home Equity Loans
    View All
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    Education
    • Old Dominion University
      Old Dominion University logo
    • Christopher Newport University
      Christopher Newport University logo
    Positions
    • TowneBank Mortgage - VP- Senior Loan Officer
      May 22nd, 2006 - Current
    Memberships
    • Portsmouth Museum Foundation Board Member
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 306103
    Awards
    2016 40 Under 40 R...
    2012-Present Chair...
    Hobbies
    • Spending time with My Kids, Family and Friends.
    • Going Camping and hitting the Beach.
    • Volunteering within the community and helping others.
    • View All
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.