Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
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Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Well I personally buy and sell houses for a living and never have I had a more challenging experience! I truly believe that without Kristen’s experience, intelligence, and commitment to getting to the finish line this would not have come together....
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Kristen and her team were amazing from start to finish. Truly the Bomb.com. We had a short closing through a holiday weekend and they made sure we were adequately prepared for every step. She was happy to answer our questions at every turn...
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Thanks for your help!
Professional advice, exceptional expertise, accurate information, timely feedback, prompt response to calls….in short, totally awesome!
Kristen is a very personable, knowledgeable and experienced mortgage loan officer. We felt very comfortable entrusting her with our account.
Kristen and her team where very helpful.
Kristen was very helpful and made the whole process extremity easy. Explained everything to me and kept me in the loop through every step.
The professional and personal touch by Kristen Smith
I have been banking with y’all for a few years. I love keeping money local for localBusiness loans and mortgages. You all have been so friendly down to calling me on my birthday. Love y’all! Kristen and her colleagues are as good as they get....
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great personalities and service!
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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