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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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95%
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Reviews from Web
  • Encompass
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    Herron J E
    Ennis, TX
    Posted on November 24th, 2024 04:41 PM
    Everyone was great and very patient with us.
    Reply from Kristen Walther-Merkins
    November 27th, 2024 04:43 PM
    I'm so glad to hear that you had a positive experience with us, Herron! Your patience during the process is greatly appreciated as well. As always, we strive to provide the best service possible for our clients at Highlands Residential Mortgage,...
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    Stephanie D
    Ennis, TX
    Posted on November 22nd, 2024 03:25 PM
    Kristen and her team are simply amazing. They went above and beyond for my client and worked hard to ensure the transaction went well and handled everything with my cleint's best interest at the forefront.
    Reply from Kristen Walther
    November 25th, 2024 03:33 PM
    You are such a hard worker for your clients. Going above and beyond to make sure we (lender) get what we need to ensure a smooth transaction. Truly appreciate you and love working with you and your clients.
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    Katrina C
    Posted on November 11th, 2024 04:59 PM
    Kristen is wonderful! She's helped me close a few deals, and she's always on top of things. She's responsive and makes the whole process smooth. I'd definitely recommend her to anyone looking for a great loan officer.
    Reply from Owner
    November 25th, 2024 03:31 PM
    Katrina, its been a pleasure working with you again and can't wait to meet you on the course :)
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    Katrina C
    Greenville, TX
    Posted on November 11th, 2024 04:28 PM
    Lending was ready and closed on time.
    Reply from Kristen Walther
    May 13th, 2025 03:48 PM
    I'm glad to hear that the lending process was efficient. Its always a pleasure working with you and your clients. Hope we have a busy summer :)
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    Tamy R C
    Hawkins, TX
    Posted on November 9th, 2024 02:58 PM
    Kristen is the Best!!
    Reply from Kristen Walther-Merkins
    May 13th, 2025 03:49 PM
    Tamy, I adore you! If you ever need anything please don't hesitate to reach out.
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    Waldemar B
    Posted on November 5th, 2024 03:00 PM
    Kristen Walther has received a review with 5 star rating from Waldemar B
    Reply from Owner
    November 8th, 2024 10:30 PM
    Waldo, I am so glad that we were able to work together and close on your new home. If you ever have any questions, please don't hesitate to ask. I'll always be here.
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    Waldemar B M
    Carrollton, TX
    Posted on November 5th, 2024 03:00 PM
    Kristen walked us through the process patiently and she and her team were very responsive to emails
    Reply from Kristen Walther
    November 25th, 2024 03:36 PM
    Waldo, thank you for allowing me to do your mortgage. I do hope that we can work together in the future.
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    Lindsey O
    Mckinney, TX
    Posted on November 2nd, 2024 10:03 PM
    Kristen was absolutely a pleasure to work with! As first time home buyers we received an incredible amount of support and guidance. I could not have asked for a better team!
    Reply from Kristen Walther
    November 4th, 2024 10:22 PM
    Lindsey, I truly enjoyed working with you and Trey on your first home purchase! I'll always be around and happy to assist in any way I can.
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    Judi W
    Mckinney, TX
    Posted on November 2nd, 2024 02:26 PM
    Kristen is great at connecting with clients and going over all the details and making them feel comfortable. It's a one on one experience that many clients desire over a large team dynamic. She earns their trust and then delivers on time, over...
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    Reply from Kristen Walther
    November 4th, 2024 08:22 PM
    Judi, its always a pleasure working with you and your clients. You are so thorough and have such a great connection with your clients its makes the lending process simple.
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    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    +3
    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.