

Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119

We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Reviews from Web
Everyone was great and very patient with us.
Reply from Kristen Walther-Merkins
November 27th, 2024 04:43 PM
I'm so glad to hear that you had a positive experience with us, Herron! Your patience during the process is greatly appreciated as well. As always, we strive to provide the best service possible for our clients at Highlands Residential Mortgage,...
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Kristen and her team are simply amazing. They went above and beyond for my client and worked hard to ensure the transaction went well and handled everything with my cleint's best interest at the forefront.
Reply from Kristen Walther
November 25th, 2024 03:33 PM
You are such a hard worker for your clients. Going above and beyond to make sure we (lender) get what we need to ensure a smooth transaction. Truly appreciate you and love working with you and your clients.
Kristen is wonderful! She's helped me close a few deals, and she's always on top of things. She's responsive and makes the whole process smooth. I'd definitely recommend her to anyone looking for a great loan officer.
Reply from Owner
November 25th, 2024 03:31 PM
Katrina, its been a pleasure working with you again and can't wait to meet you on the course :)
Lending was ready and closed on time.
Reply from Kristen Walther
May 13th, 2025 03:48 PM
I'm glad to hear that the lending process was efficient. Its always a pleasure working with you and your clients. Hope we have a busy summer :)
Kristen is the Best!!
Reply from Kristen Walther-Merkins
May 13th, 2025 03:49 PM
Tamy, I adore you! If you ever need anything please don't hesitate to reach out.
Kristen Walther has received a review with 5 star rating from Waldemar B
Reply from Owner
November 8th, 2024 10:30 PM
Waldo, I am so glad that we were able to work together and close on your new home. If you ever have any questions, please don't hesitate to ask. I'll always be here.
Kristen walked us through the process patiently and she and her team were very responsive to emails
Reply from Kristen Walther
November 25th, 2024 03:36 PM
Waldo, thank you for allowing me to do your mortgage. I do hope that we can work together in the future.
Kristen was absolutely a pleasure to work with! As first time home buyers we received an incredible amount of support and guidance. I could not have asked for a better team!
Reply from Kristen Walther
November 4th, 2024 10:22 PM
Lindsey, I truly enjoyed working with you and Trey on your first home purchase! I'll always be around and happy to assist in any way I can.
Kristen is great at connecting with clients and going over all the details and making them feel comfortable. It's a one on one experience that many clients desire over a large team dynamic. She earns their trust and then delivers on time, over...
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Reply from Kristen Walther
November 4th, 2024 08:22 PM
Judi, its always a pleasure working with you and your clients. You are so thorough and have such a great connection with your clients its makes the lending process simple.
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
Gallery





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Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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Disclaimer
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