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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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  • Encompass
    R
    Rodney G
    Greenville, TX
    Posted on March 11th, 2023 12:50 AM
    I appreciated all the hard work Kristen and her team put in to get this contract closed.
    Reply from Kristen Walther-Merkins
    May 16th, 2023 11:58 PM
    Rodney, you have great clients and its always seamless to work with you.
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    Judi W
    Frisco, TX
    Posted on March 4th, 2023 01:37 PM
    Kristen was in touch with great communication every step of the way.
    Reply from Kristen Walther-Merkins
    March 4th, 2023 07:59 PM
    It was such a pleasure working with you! So easy to talk too and always have time for my calls
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    Robert B
    Frisco, TX
    Posted on March 4th, 2023 01:36 PM
    Kristen was knowledgeable and very pleasant to deal with. Communication was always open, honest and transparent.
    Reply from Kristen Walther-Merkins
    March 4th, 2023 08:01 PM
    Rob, you are the ideal client! I really enjoyed working with you - always here if you need anything!
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    Karen A W
    Dallas, TX
    Posted on February 28th, 2023 01:24 PM
    Good advice from Kristen
    Reply from Kristen Walther-Merkins
    March 4th, 2023 08:02 PM
    Karen, next coffee is on me!
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    Mady K
    Wichita Falls, TX
    Posted on February 13th, 2023 10:48 PM
    Great response time, very helpful in explaining the process, kept my client very stress free, didn't throw things back on my to explain or have to talk my client off of any cliff because of things not being explained or causing stress. Even...
    read more
    Reply from Kristen Walther-Merkins
    February 16th, 2023 03:48 AM
    Mady, I so enjoyed working with you and Ms. Reynolds. It was a great experience all around and can't wait for us to work together again!!
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    Matthew R B
    Heath, TX
    Posted on February 1st, 2023 11:38 AM
    Good service thank you!
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    Alejandra Q
    The Colony, TX
    Posted on January 3rd, 2023 11:13 PM
    Overall excellent experience working with Kristen & team. It made the process smooth & easy. We’re so grateful for having worked with Kristen!
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    Mickel L W
    Mesquite, TX
    Posted on December 11th, 2022 02:40 PM
    Communication and the speed.
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    Patty C
    Mesquite, TX
    Posted on December 9th, 2022 06:27 PM
    Kristen is the best! I trust her with my personal business and clients!!
    Reply from Kristen Walther-Merkins
    February 16th, 2023 03:48 AM
    you are always a dream to work with!
  • Encompass
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    Edward S
    Plano, TX
    Posted on November 24th, 2022 03:31 AM
    Proactive communications
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    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    +3
    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.