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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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  • Encompass
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    Tanya R
    Iowa Park, TX
    Posted on September 16th, 2023 12:44 PM
    Kristen did an excellent job if keeping me informed and was responsive no matter what day or time I reached out.
    Reply from Kristen Walther
    October 13th, 2023 07:29 PM
    Tanya its always a pleasure working with you and your clients.
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    Matthew W
    Midlothian, TX
    Posted on August 29th, 2023 05:41 PM
    Kristen and her team were wonderful to work with. This is the second home we have purchased using her as a lender. This second purchase was during a time when the mortgage rates were fluctuating almost daily. The entire team was always available...
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    Reply from Kristen Walther-Merkins
    March 25th, 2024 07:41 PM
    Thank you so much for the kind words, Matthew! I really strive to make the home buying process as stress-free as possible and I am thrilled we managed to do that for you, especially during such a volatile time in the mortgage market. It was...
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    Jim E
    Rockwall, TX
    Posted on August 29th, 2023 04:35 PM
    Great job!
    Reply from Kristen Walther
    April 3rd, 2024 03:12 AM
    Enjoyed working with you, thank you!
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    Jessica A
    Posted on August 29th, 2023 03:07 PM
    Kristen was so easy to work with - she took the stress and uncertainty away that can arise in a situation such as buying a house. She was always available to answer our questions and explain the documents we were reviewing. I truly don't believe...
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    Jessica L L
    Rockwall, TX
    Posted on August 29th, 2023 03:06 PM
    Kristen was so easy to work with - she took the stress and uncertainty away that can arise in a situation such as buying a house. She was always available to answer our questions and explain the documents we were reviewing. I truly don't believe...
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    Reply from Kristen Walther-Merkins
    March 25th, 2024 07:49 PM
    Jessica, I do hope you are still enjoying your new home. Thank you so much for your kind words. I'm truly pleased to hear that your house buying process was stress-free and straightforward. I'm glad to know that we met your expectations. Your...
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    Mike T
    Posted on August 8th, 2023 04:01 PM
    Kristen Walther has received a review with 5 star rating from Mike T
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    Steven T
    Kemp, TX
    Posted on August 8th, 2023 04:00 PM
    This is the third house Kristen has done for us. Wouldn't change a thing. She's the best.!
    Reply from Kristen Walther
    August 22nd, 2023 06:45 PM
    Mike, its always fun to work with you! You keep me on my toes and I enjoy it. Can't wait for the next one.
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    Tami L M
    Dallas, TX
    Posted on August 1st, 2023 01:54 PM
    We always enjoy working with Kristen
    Reply from Kristen Walther
    August 22nd, 2023 06:46 PM
    Tami, thank you and Chris for allowing me to handle your refinance. I am always here for you both. Its always a pleasure.
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    Janis H
    Posted on July 25th, 2023 04:29 PM
    Kristen Walther has received a review with 5 star rating from Janis H
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    Janis H
    Garland, TX
    Posted on July 25th, 2023 04:27 PM
    Kristen provides excellent service & advice. She is willing to work with clients & REALTORS whenever they need help, even if it’s not during regular office hours. I am grateful for a professional like Kristen. - Janis Harbus - KW
    Reply from Kristen Walther-Merkins
    March 25th, 2024 07:45 PM
    I'm incredibly grateful for your kind words, Janis. I will always try to be available to ensure all of your client's mortgage needs are met. It's been a pleasure working with you and I look forward to our continued partnership. Kristen
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    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.