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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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5 Star
95%
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4%
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Reviews from Web
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    Whitney W
    Posted on October 26th, 2023 01:25 PM
    Kristen always puts our best interests first and goes above and beyond to provide the best service and experience. She has been our loan officer for over 11 years for all of our home purchases and refinances And has served multiple of our friends...
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    Reply from Owner
    May 15th, 2025 03:12 PM
    Helping you and Derek live in your dream home was a dream for me!! I absolutely adore you both
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    Whitney W
    Boerne, TX
    Posted on October 26th, 2023 01:25 PM
    Kristen is our go-to for anything mortgage related. Her expert advice has been an integral part of our home buying/refinancing journey for our 3 homes over the past decade and will continue to be a part of our journey on future refi’s and mortgage...
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    Reply from Kristen Walther
    October 26th, 2023 05:46 PM
    Whitney and Derek, to be apart of your journey has been such an honor. To watch two young kids, buy their first home together, turn into parents and out grow each house. I do wish you the best in this "forever home" and know I will always be...
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    Marla W
    Posted on October 12th, 2023 11:41 PM
    Kristen Walther has received a review with 5 star rating from Marla W
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    Marla W
    North Richland Hills, TX
    Posted on October 12th, 2023 10:44 PM
    I have worked with Kristin on financing and refinancing my home. I know she works hard to give you the best possible options and works to find the right loan for you. I know it was a little rocky toward the end of this home buying journey but...
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    Reply from Kristen Walther
    October 13th, 2023 07:39 PM
    Marla, I'm thrilled that we got to work together again and to hear that you're satisfied with your experience working with me. Your kind words and five-star rating mean a lot! It's always my goal to provide the best possible options for each...
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    Lillian W
    Posted on October 7th, 2023 01:49 PM
    Kristen Walther has received a review with 5 star rating from Lillian W
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    Lillian K W
    North Richland Hills, TX
    Posted on October 7th, 2023 01:49 PM
    My mom has worked with Kristen before and she as always very attentive and took the time to break things down so I understood
    Reply from Kristen Walther
    October 13th, 2023 07:34 PM
    Lillian, hope you enjoy your new home and new job! Always here for you both
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    Tanya R
    Posted on September 16th, 2023 12:45 PM
    I've worked with Kristen multiple times and she always does a fantastic job!
    Reply from Owner
    May 15th, 2025 03:11 PM
    Tanya, working with you and your clients is always pleasure. You have everything so buttoned up so that its always a smooth transaction.
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    Tanya R
    Iowa Park, TX
    Posted on September 16th, 2023 12:44 PM
    Kristen did an excellent job if keeping me informed and was responsive no matter what day or time I reached out.
    Reply from Kristen Walther
    October 13th, 2023 07:29 PM
    Tanya its always a pleasure working with you and your clients.
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    Matthew W
    Midlothian, TX
    Posted on August 29th, 2023 05:41 PM
    Kristen and her team were wonderful to work with. This is the second home we have purchased using her as a lender. This second purchase was during a time when the mortgage rates were fluctuating almost daily. The entire team was always available...
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    Reply from Kristen Walther-Merkins
    March 25th, 2024 07:41 PM
    Thank you so much for the kind words, Matthew! I really strive to make the home buying process as stress-free as possible and I am thrilled we managed to do that for you, especially during such a volatile time in the mortgage market. It was...
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    Jim E
    Rockwall, TX
    Posted on August 29th, 2023 04:35 PM
    Great job!
    Reply from Kristen Walther
    April 3rd, 2024 03:12 AM
    Enjoyed working with you, thank you!
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    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    +3
    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.