

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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She's friendly, diligent and professional! Very available and made this process very easy on me during a busy tax season! I would highly recommend Kristen!
Kristen was amazing! Extremely professional. She really goes above and beyond to make sure you are taken care of. The level of communications was outstanding. Step by step we were kept informed and she was doing her magic behind the scenes....
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As first time home buyers we were completely new to the home buying process. Kristen walked us thru the entire process taking time to explain anything we didn't understand. Her patience and assistance in working around our work schedule made...
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I have never know anyone to work so hard for people she doesn’t even know.we will forever be indebted to Kirsten Beth and everyone who help us get our home
Kristen was extremely easy to work with. She called me back right away, answered all of my questions, and made sure we had all we needed to close on time.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:47 PM
Thank you for the kind review. You were wonderful to work with as well!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095