

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is on top of ball at all times. She really works hard for the customer. Easy to get a long with and checks in if we needed anything. I would definitely recommend her and the academy team to others.
Great communication
Kristen made the transition from Loan Depot to Academy Mortgage seamless! We are very happy with how efficient she was with the entire process from start to finish.
She was fantastic in every part of the process.
After our previous lender was dragging their feet on getting our loan wrapped up, we knew it was time to switch. Kristen hit the ground running and had our loan closed and funded right on schedule. She was efficient, and on top of everything....
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Kristen saved the day on our file. Another lender was unable to follow through with getting an appraisal done and Kristen made it happen.
Kristen was incredibly helpful, very kind, and excellent at keeping us informed throughout the process. We have had an amazing experience with Academy Mortgage!
Kristen’s communication was great throughout the entire process of us getting our home loan. She was easy to work with and everything went smoothly right on schedule.
Kristen is always pleasant to talk to and provides great advice to my clients. She is able to get a transaction closed on time despite the setbacks we often encounter in today’s crazy market.
Kristen was extremely professional and timely throughout the entire process. She was knowledgeable, thorough, and very mindful of our own unique situation. I would definitely use her again!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095