Kirk Hutchings

Name: Embrace Home Loans
Address: 25 Enterprise Center, Middletown, Rhode Island, 02842
Telephone: +1-800-333-3004
Rating: 4.95

Loan Officer/ VP | NMLS 7593

Embrace Home Loans - FIG

4.95

(133)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com/location/rhode-island/financial-institutions-group/kirk-hutchings

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.95

(133)

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Experience.com

4.95

(130)

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5.0

(3)

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Kirk was very knowledgeable and always available to answer all of our questions & concerns through the entire process. It was a pleasure working with him and will definitely continue to work with him in the future. He is a great asset to your...

Reply from Kirk Hutchings

March 14th, 2025 03:58 PM

Becky and Scott, it was such a pleasure working with you both. I am so happy you are now close to family! I look forward to keeping in touch.

Kirk was very responsive to every question no matter what time of the day or night we contacted him.

Reply from Kirk Hutchings

March 14th, 2025 03:58 PM

Thank you for the wonderful review, Jeanne! I'm glad to hear that you appreciated my responsiveness. It was my pleasure to assist you with your purchase through Embrace Home Loans. Your satisfaction is my top priority, no matter the time of...

Communication was fantastic even on a Saturday evening one time. I was kept informed of the next steps each time it came up. Kirk gave me calls throughout my experience just to see how I was doing. I will pass the name of Embrace Loans along,...

Reply from Kirk Hutchings

March 14th, 2025 03:58 PM

Hi Elaine, Thanks a ton for sharing your experience and for your kind words. It was a pleasure to help you throughout the process and I'm glad to know that you appreciated the communication. Knowing that I played a part in helping you get to...

Kirk’s consistent communication and care for his client made the entire process a dream. Thank you, Kirk!

Kirk was a pleasure to work with. He followed up on everything he said he would, and in a timely manner. He explained the process thoroughly. Made product suggestions when asked. He anticipated potential questions about the process and was...

Reply from Kirk Hutchings

March 14th, 2025 03:58 PM

Thank you so much for your kind words, David. I'm delighted to know that you had a positive experience working with me at Embrace Home Loans. Your feedback is greatly appreciated and it was my pleasure to assist you with your purchase. Being...

Communication, attentiveness

Reply from Kirk Hutchings

March 14th, 2025 03:58 PM

I'm thrilled to hear that you had a positive experience, Carson! Ensuring clear and effective communication, as well as being attentive to my client's needs, are top priorities for me. Receiving a 5-star rating from you lets me know I'm doing...

Kirk Hutchings is great and I would refer him to others; however, having to use an online portal complicated and added stress to the experience.

Reply from Kirk Hutchings

March 14th, 2025 03:58 PM

I appreciate your high rating and your feedback, Patrice. I'm glad to hear that you would refer me to others. I understand that using an online portal can be challenging and could potentially add stress to the experience. At Embrace Home Loans,...

Timely updates, authenticity, agility, knowledge and client focused advice

Helped get us out of a sticky situation.

There were a few back n forth email exchanges that could’ve been avoided if Kirk’s assistant was perhaps more informed about the clients she was working with. Otherwise, it was a seamless process.

71–80 of 133

About

Kirk Hutchings (NMLS #7593) is a premier mortgage loan officer and local lending expert in Financial Institutions Group, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kirk provides comprehensive home financing solutions with Embrace Home Loans. Kirk Hutchings has the unique distinction of being the third most tenured employee at Embrace Home Loans - he has been with the company for 38 years. For most of his career with Embrace, Kirk has been a Team Leader and Vice President, overseeing a team of 12 Loan Officers, originating, processing and closing both purchase and refinance business. Contact Kirk today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

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Positions

Embrace Home Loans - Team Leader
Jun 1st, 1987 - Current
Embrace Home Loan - Team Leader/VP
Jun 1st, 1987 - Current

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 7593

Videos

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.