Kirk Hutchings
Loan Officer/ VP | NMLS 7593
Kirk Hutchings (NMLS #7593) is a premier mortgage loan officer and local lending expert in Financial Institutions Group, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kirk provide... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Kirk kept me and my client informed consistently of the entire loan process. He communicated clearly with my client and worked diligently to bring this deal to the closing table
Reply from Kirk Hutchings
April 17th, 2025 07:37 PM
Alicia , you made the process such an easy process with your client. He understood what we needed and was so timeline in getting me all documentation. Thank you for trusting me with your client.
My first experience in pursuing a loan and Kirk and Embrace has made it a very rewarding experience. It was a very specific process to complete and Kirk was there to assist me every step of the way. He was very patient in explaining the process...
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Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
Donna, thank you so much for your kind words! It was a pleasure working with you on your refinance journey. I'm thrilled to hear that you felt supported and confident throughout the process. I always aim to make things as smooth and clear as...
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Everything went as planned!
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
Ryan appreciate kind words and happy we were able to meet your financial goals with this loan.
He is very considerate. Always enjoyed talking with him
We had some. ocmputer problems for signing documents and he made sure we had good service.
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
I'm glad to hear you had a positive experience, Paul. It's important to me that the entire process, from conversation to documentation, is smooth for my clients. I'm pleased to know we could overcome the technical glitches together. It was...
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readily available and consistently prompt response
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
I'm thrilled to hear that you were satisfied with the service provided, Hugh. Your feedback is much appreciated. I always strive to be readily available and provide prompt responses, so it's great to know that this was noted and appreciated....
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Kirk's willingness to explain things and keeping us informed.
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
I appreciate your kind words, Frank. I'm glad to hear that you found my approach helpful. It's my priority to ensure my clients understand the process and stay informed throughout their loan experience. It was a pleasure helping you with your...
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Kirk was very patient with our questions as we never had to do anything quite so detailed as this in our 66 years of life. He was very friendly and we felt he genuinely cared about us.
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
I'm sincerely grateful for your kind words, Cynthia. It's always my aim to ensure the loan process is smooth and understandable, especially for those who may not have navigated it before. Your trust in me and Embrace Home Loans is highly valued,...
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Good communication and patience!
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
I'm delighted to know that you found our communication effective and appreciated the patience demonstrated throughout the process. Your satisfaction is our main goal and we strive to ensure a seamless experience. Your positive rating is highly...
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Had a great experience with Kirk from day one. I usually would shop around or get several quotes but Kirk was the first and only I spoke to. Felt comfortable and confident after having the initial conversation with Kirk. And I was right with...
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Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
Hi Stanley, I'm thrilled to hear that you had a great experience working with me. Knowing that you felt comfortable and confident from our initial conversation is something I strive for with all my clients. I'm extremely grateful that you didn't...
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Kirk was so great to work with! We had lots of questions and he took as much time as we needed to get clarification. Working with Kirk made this whole process that much easier!
Reply from Kirk Hutchings
March 14th, 2025 03:58 PM
I'm thrilled to hear that you found the process smooth and all your questions were answered, Scott. It was a pleasure assisting you with your purchase. Ensuring you understand each step is a key part of my job at Embrace Home Loans and I'm...
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About
Kirk Hutchings (NMLS #7593) is a premier mortgage loan officer and local lending expert in Financial Institutions Group, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kirk provides comprehensive home financing solutions with Embrace Home Loans. Kirk Hutchings has the unique distinction of being the third most tenured employee at Embrace Home Loans - he has been with the company for 38 years. For most of his career with Embrace, Kirk has been a Team Leader and Vice President, overseeing a team of 12 Loan Officers, originating, processing and closing both purchase and refinance business. Contact Kirk today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Team LeaderJun 1st, 1987 - Current
- Embrace Home Loan - Team Leader/VPJun 1st, 1987 - Current
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 7593
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.